Medical plans and benefits
SEBB members and their dependents have four medical insurance carriers to choose from: Kaiser Permanente NW, Kaiser Permanente WA, Kaiser Permanente WA Options, Premera, and Uniform Medical Plan (UMP). Each carrier has multiple plans. Find out what plans are available to you, what’s covered with each plan, and how much each plan costs. If you cover dependents, everyone must enroll in the same medical plan.
On this page
Get a side-by-side comparison of common medical benefits and costs for service.
Plan options
Not all medical plans are available in all counties. Before you review and compare plans, find out which are offered where you live.
Compare medical plans and benefits
Explore the differences between the medical plans.
- High-level plan comparison: Use our online Medical Benefit Comparison tool.
- Additional comparison information: Visit the Compare plan benefits and costs webpage.
Visit the following SEBB Virtual Benefits Fair webpages to find information on benefits coverage (full, summary, and high-level) and monthly premiums for each of the carrier’s plans. To see in-depth benefits coverage options, review each plan's benefits booklet (Evidence of Coverage or Certificate of Coverage).
- Kaiser Permanente NW: NW 1, NW 2, and NW 3 plans
- Kaiser Permanente WA: Core 1, Core 2, Core 3, and SoundChoice plans
- Kaiser Permanente WA Options: Options Summit PPO 1, Summit PPO 2, and Summit PPO 3 plans
- Premera: High PPO, PBC HMO, and Standard PPO plans
- Uniform Medical Plan (UMP): Achieve 1, Achieve 2, and High Deductible plans, administered by Regence BlueShield and ArrayRx
Premiums
Monthly premiums depend on your plan. See premiums and learn more about surcharges and how to pay.
Find providers
Check each medical plan's provider directory to learn about their providers and see if your current provider is in network.
Insurance ID cards
Generally, you’ll receive your medical insurance ID cards after your coverage becomes active. Learn more about insurance ID cards.
Plan resources
The following resource are available to help you make an informed decision.
- Contact the plans. Each carrier can provide thorough answers to all your questions about their plans, including benefits, costs, and provider information.
- Benefits and coverage by plan lists the plans' benefits booklets, Summary of Benefits and Coverage (SBC), and preauthorization criteria.
- Behavioral health services by plan. Find out what behavioral health services are available to you, based on your plan.
- Benefits while traveling. Learn how your benefits work when you travel.
- Health plans with health savings accounts (HSAs). Things to consider when choosing a high-deductible health plan.
Wellness programs
The following wellness programs are available as part of your benefits package. Learn more about what they have to offer.