Open enrollment (SEBB)

Know your costs

• Employee monthly premiums 2027
• SEBB Continuation Coverage monthly premiums 2027

Learn about important changes

There are many important changes for 2027.

These tools can help you get started comparing and making choices.

Resources

• Compare medical, dental, and vision plans.
• Log in to Benefits 24/7.
• Contact the plans.
• Attend a benefits fair.
• Visit the virtual benefits fair.

The following are a few high-level changes that may impact you. See everything that is changing.

Premera HMO plan new service area

Premera HMO will be available in Snohomish County in 2027.

Provider network name changes for Kaiser Washington and Premera

There will be no changes to the providers due to the name changes. Members will receive new ID cards.

Kaiser Permanente WA

• Core 1, 2, and 3 plans will use the SoundChoice provider network.

Premera

• Standard PPO and High PPO plans will use the Glacier provider network.
• Premera HMO plan will use the Clearwater provider network.

Flexible spending arrangements contribution increase

• The annual maximum contribution for FSAs increased to $3,400.
• The carryover amount is up to $680.

Learn about FSAs.

Deductible for UMP High Deductible

The IRS raised the minimum deductible for high deductible health plans to $1,750 for single subscribers and $3,500 for families.

This affects UMP High Deductible.

Health savings account annual maximum contribution increase

The IRS raised the health savings account annual maximum contribution to $4,500 for single subscribers and $9,000 for families.

UMP Centers of Excellence program ending

The Centers of Excellence program for total joint replacement and spine surgery will end December 31, 2026. Surgeries must be completed by December 31, 2026 to qualify for this program.

Review plan information

You are not required to stay in the same plan every year. You can change plans during open enrollment.

Compare medical plans

Compare up to three medical plans side-by-side with the Online Medical Benefits Comparison Tool or Medical Benefits Comparison.

Use the Medical Plan Report Card to see how the SEBB medical plans compare to each other in clinical quality measures.

Check your medical plan service area

In most cases, you must live or work in the medical plan's service area to join the plan. All subscribers will be offered a selection of plans based on their county of residence or the county where their employment location is based. If you work in a district that crosses county lines, identify all counties your school district is in to see all the plan options available to you.

Be sure to contact the medical plans you're interested in to ask about provider availability in your county.

View plans available to:

• Employees
• SEBB Continuation Coverage subscribers

Compare dental plans

The SEBB Program offers three dental plans:

• Uniform Dental Plan
• DeltaCare
• Willamette Dental

Use the Dental Benefits Comparison to view them side-by-side.

There are some differences between them that are important to keep in mind.

• There is one preferred provider plan (PPO), Uniform Dental Plan (administered by Delta Dental of Washington). You can see any provider without a referral. You can see providers outside of the network but will pay more out-of-pocket. Uniform Dental Plan is available throughout the U.S.
• There are two managed-care plans: DeltaCare (administered by Delta Dental of Washington) and Willamette Dental. These plans require you to choose a primary care dentist from within their network. You need referrals from the primary care dentist to see a specialist. DeltaCare’s service area is limited to Washington. Willamette Dental is available in Washington, Oregon, and Idaho.

Compare vision plans

The SEBB Program offers three vision plans:

• Davis Vision by MetLife
• EyeMed
• MetLife Vision

Use the Vision Benefits Comparison to view them side-by-side.

Find providers

Use the plans' provider directories to check if your current providers are in the plans' networks. You can also call the plan's customer service to ask about a provider's network status.

Take the next steps

• You may need to respond to the spouse or state-registered domestic partner coverage premium surcharge. You will receive a letter if you need to respond.
• If you have a DCAP or FSA, you need to enroll in these benefits for 2027. Learn more about FSAs and DCAP.

Make changes

Use Benefits 24/7 or a form. Find your form: Employees or SEBB Continuation Coverage. Make your changes using Benefits 24/7 by 11:59 p.m. on November 23, 2026.

If you use a form:

• Employees: Your payroll or benefits office must receive your forms by November 23.
• Continuation coverage subscribers: The SEBB Program must receive your forms by November 23.

Changes you can make

Open enrollment is your chance to:

• Change your medical, dental, or vision plans.
• Add or remove a dependent from your coverage. If you enroll a dependent, you must provide proof of your dependent's eligibility with your enrollment form before we can enroll them. Check the list of acceptable documents.
• Reattest to the spouse or state-registered domestic partner coverage premium surcharge.
• Enroll in an FSA, Limited Purpose FSA, and the DCAP through Navia Benefit Solutions. You must enroll again in these benefits every year you want to participate.
• Waive your enrollment (employees only) in medical coverage, if you have other employer-based group medical coverage, a TRICARE plan, or Original Medicare (Parts A and B only).
  • You cannot waive employee coverage for PEBB retiree insurance coverage, which includes Premera Medicare Supplement Plan F or G, UnitedHealthcare PEBB Balance and PEBB Complete, Kaiser Permanente NW Senior Advantage with Part D, Kaiser Permanente WA Medicare Advantage with Part D, or UMP Classic Medicare with Part D (PDP).
  • You cannot waive SEBB medical, dental, and vision coverage to enroll in PEBB medical with a PEBB participating employer group that offers only medical coverage
• Enroll in medical coverage (employees only) if you previously waived SEBB medical for other employer-based group medical, a TRICARE plan, or Original Medicare (Parts A and B only).

Return your form

If you use a form, return it as instructed below.

Employees

Return your form to your payroll or benefits office. They must receive it by November 23.

SEBB Continuation Coverage subscribers

Return your form to the SEBB Program one of the following ways:

• Secure message using HCA Support. After signing in, select the Retiree/Continuation coverage option.
• Mail it to the SEBB Program
  Washington State Health Care Authority
  PO Box 42720
  Olympia, WA 98504-2720
• Fax it to 360-725-0771
  The fax line may be busy near the end of open enrollment. Keep your fax confirmation for your records.
• Bring it to the HCA Olympia office.
  626 8th Avenue SE
  Olympia, WA 98501
  Lobby hours: Monday through Friday, 8 a.m. to 4 p.m.

The SEBB Program must receive your forms by November 23.

Attest to the premium surcharges

If you cover your spouse or state-registered domestic partner, you may need to respond to the spouse or state-registered domestic partner coverage premium surcharge. You will receive a letter if you need to respond. Learn more about the premium surcharges.