Apple Health for Workers with Disabilities (HWD)

Apple Health for Workers with Disabilities (HWD) is health care coverage for individuals with blindness or a disability who are working. HWD has no asset test or upper income limit. This means you are not limited to how much you can earn or have in your bank account.

Program requirements

You may be eligible for Apple Health HWD if you:

  • Are age 16 or older.
  • Are a resident of Washington.
  • Are a U.S. citizen or meet Medicaid immigration requirements.
  • Meet the federal disability requirement. (Social Security Income or Social Security Disability Insurance)
  • Are employed (including self-employment) full or part time.
  • Pay the monthly premium.

Monthly premiums

Important: Due to the public health emergency, premiums for the Apple Health for Workers with Disabilities are being waived. You don't need to pay these premiums until further notice.

Your monthly HWD premium is based on how much you earn and will not be more than 7.5% of your total income. American Indians and Alaska Natives are exempt from paying premiums for HWD. To learn more read the HWD fact sheet

Applying for Apple Health HWD coverage

  • Online: Visit
  • Paper application: Print out and complete Form 18-005. Mail the form to the Washington State Department of Social and Health Services (DSHS): DSHS Home and Community Services, P.O. Box 45826, Olympia, WA 98504-5826.
  • Fax: 1-877-635-8305
  • Phone: 1-800-871-9275