Life insurance premiums
Find out the monthly cost for retiree life insurance.
Retiree term life insurance
The monthly costs shown below increases as your age increases.
| Your age | Monthly cost for $5,000 coverage |
Monthly cost for $10,000 coverage | Monthly cost for $15,000 coverage | Monthly cost for $20,000 coverage |
|---|---|---|---|---|
| 45-49 | $0.87 | $1.74 | $2.61 | $3.48 |
| 50-54 | $1.34 | $2.67 | $4.01 | $5.34 |
| 55-59 | $2.50 | $5.00 | $7.50 | $10.00 |
| 60-64 | $3.84 | $7.67 | $11.51 | $15.34 |
| 65-69 | $7.38 | $14.76 | $22.14 | $29.52 |
| 70-74 | $11.97 | $23.94 | $35.91 | $47.88 |
| 75-79 | $19.41 | $38.81 | $58.22 | $77.62 |
| 80-84 | $31.43 | $62.86 | $94.29 | $125.72 |
| 85-89 | $50.90 | $101.79 | $152.69 | $203.58 |
| 90-94 | $82.45 | $164.89 | $247.34 | $329.78 |
| 95 and older | $133.57 | $267.14 | $400.71 | $534.28 |
Legacy retiree term life insurance plan
Only available to retirees enrolled as of December 31, 2016, who didn't elect to increase their retiree term life insurance amount during MetLife's open enrollment (November 1 through 30, 2016).
| Age at death | Amount of insurance | Monthly cost |
|---|---|---|
| Under 65 | $3,000 | $7.75 |
| 65 through 69 | $2,100 | $7.75 |
| 70 and over | $1,800 | $7.75 |
Contact
MetLife
Online: MetLife website
Phone: 1-866-548-7139
Monday through Friday
5 a.m. to 8 p.m. (Pacific)
- Customer support for questions about your account, benefit options, claims, beneficiaries, and billing.
- 24/7 automated customer support to order forms, confirm coverage, and verify beneficiaries.