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Life insurance premiums
Find out the monthly cost for supplemental life and accidental death and dismemberment (AD&D) insurance.
On this page
Apply for supplemental life and AD&D insurance
How much insurance do I need?
Fill out the easy-to-use life insurance calculator to find out how much additional life insurance you need.
Basic life and basic AD&D insurance
$3.955 per month (employer-paid)
Employee supplemental life insurance
For employees. Rates are based on the employee's age and tobacco use. (Premiums increase as you reach each new age bracket.)
The following table represents the monthly cost for each $1,000 of coverage (available in $10,000 increments).
Your age | Non-tobacco user | Tobacco user |
---|---|---|
Under 25 | $0.030 | $0.039 |
25-29 | 0.033 | 0.046 |
30-34 | 0.036 | 0.060 |
35-39 | 0.045 | 0.069 |
40-44 | 0.067 | 0.077 |
45-49 | 0.097 | 0.117 |
50-54 | 0.151 | 0.179 |
55-59 | 0.282 | 0.334 |
60-64 | 0.432 | 0.508 |
65-69 | 0.798 | 0.978 |
70 and older | 1.190 | 1.589 |
Spouse or state-registered domestic partner life
For employee's spouse or state-registered domestic partner. Rates are based on the employee's age and the spouse's or state-registered domestic partner's tobacco use. (Premiums increase as the employee reaches each new age bracket.)
The following table represents the monthly cost for each $1,000 of coverage (available in $5,000 increments).
Your age | Non-tobacco user | Tobacco user |
---|---|---|
Under 25 | $0.030 | $0.039 |
25-29 | 0.033 | 0.046 |
30-34 | 0.036 | 0.060 |
35-39 | 0.045 | 0.069 |
40-44 | 0.067 | 0.077 |
45-49 | 0.097 | 0.117 |
50-54 | 0.151 | 0.179 |
55-59 | 0.282 | 0.334 |
60-64 | 0.432 | 0.508 |
65-69 | 0.798 | 0.978 |
70 and older | 1.190 | 1.589 |
Child life for dependents
The following table represents the monthly cost for each $1,000 of coverage (available in $5,000 increments).
Age | Cost |
---|---|
Age 2 weeks - 26 years |
$0.124 |
Supplemental AD&D insurance
The following table represents the monthly cost for each $1,000 of coverage.
Employee (available in $10,000 increments) |
Spouse or state-registered domestic partner (available in $10,000 increments) |
Children (available in $5,000 increments) |
---|---|---|
$0.019 | $0.019 | $0.016 |
Contact
For questions about enrollment, premium payments, benefits or plan details
MetLife
Phone: 1-866-548-7139
Monday through Friday
5 a.m. to 8 p.m. (Pacific)
- Customer support for questions about your account, benefit options, claims, beneficiaries, and billing.
- 24/7 automated customer support to order forms, confirm coverage, and verify beneficiaries.