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Long-term disability insurance premiums
Find out the monthly cost for employee-paid long-term disability (LTD) insurance.
Your employer pays this coverage.
Employee-paid LTD premiums are based on:
- What type of employee you are.
- Which coverage level you select.
- How much you earn.
To find your premium, use the premium calculator on The Standard's website.
These rates are based on the employee's age on January 1, 2022.
employees retirement plan employees
|TRS, PERS, and other retirement plan employees|
To calculate your monthly premium use the formula below.
Your monthly insured earnings (not to exceed $16,667) x employee type rate = monthly premium.
For help with enrollment and premium payments
Your payroll or benefits office
For help with benefits or plan details
Standard Insurance Company
Online: Standard Insurance Company for employees