Learn about the Kaiser Permanente of Washington plans.
On this page: Full benefits | Summary of benefits | Prescription drugs | Costs | Find providers | Plan options | About Kaiser Permanente WA
Return to Medical plans and benefits: School employees | SEBB Continuation Coverage
Full benefits
The following documents—called an Evidence of Coverage (EOC)—provide in-depth descriptions of the benefits for each plan.
2027
2026
Summary of benefits
The following documents—called a Summary of Benefits and Coverage (SBC)—provide summaries of what each plan covers and what it costs.
2027
2026
Prescription drugs
See the list of covered drugs for:
Costs
2027
2026
Find providers
Visit one of Kaiser Permanente WA's online provider directories.
Plan options 2027
- Kaiser Permanente WA Core 1 (2027)
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This plan offers comprehensive benefits and access to care from our award-winning physicians and providers throughout the SoundChoice network. You'll pay the lowest monthly premium among the Core plans and higher cost-sharing (deductible, copayments, and other out-of-pocket costs) when using the plan.
Annual costs
- Medical deductible: $1,250 per person / $3,750 per family (Deductible does not apply to preventive care, telehealth or prescriptions.)
- Out-of-pocket limit: $4,000 per person / $8,000 per family
Key features
- No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
- 24/7 line for real-time advice
- Acupuncture, chiropractic, massage therapy, doula, and naturopath benefits
- Coverage for emergencies and urgent care while traveling
- Access to self-care apps for health, behavioral health, and wellness
Available counties
In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.
You can choose this plan if you live or work in one of these counties:
- Benton
- Columbia
- Franklin
- Island
- King
- Kitsap
- Lewis
- Mason
- Pierce
- Skagit
- Snohomish
- Spokane
- Thurston
- Walla Walla
- Whatcom
- Whitman
- Yakima
If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.
- Kaiser Permanente WA Core 2 (2027)
-
This plan offers comprehensive benefits and access to care from our award-winning physicians and providers throughout the SoundChoice network. You'll pay a lower monthly premium and higher cost-sharing (deductible, copayments, and other out-of-pocket costs) when using the plan.
Annual costs
- Medical deductible: $750 per person / $2,250 per family (Deductible does not apply to office visits or prescriptions.)
- Out-of-pocket limit: $3,000 per person / $6,000 per family
Key features
- No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
- 24/7 line for real-time advice
- Acupuncture, chiropractic, massage therapy, doula, and naturopath benefits
- Coverage for emergencies and urgent care while traveling
- Access to self-care apps for health, behavioral health, and wellness
Available counties
In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.
You can choose this plan if you live or work in one of these counties:
- Benton
- Columbia
- Franklin
- Island
- King
- Kitsap
- Lewis
- Mason
- Pierce
- Skagit
- Snohomish
- Spokane
- Thurston
- Walla Walla
- Whatcom
- Whitman
- Yakima
If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.
- Kaiser Permanente WA Core 3 (2027)
-
This plan offers comprehensive benefits and access to care from our award-winning physicians and providers throughout the SoundChoice network. You'll pay the highest monthly premium among the Core plans and in most cases, lower cost-sharing (deductible, copayments, and other out-of-pocket costs) when using the plan.
Annual costs
- Medical deductible: $250 per person / $750 per family (Deductible does not apply to preventive care, telehealth or prescriptions)
- Out-of-pocket limit: $2,000 per person / $4,000 per family
Key features
- No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
- 24/7 line for real-time advice
- Acupuncture, chiropractic, massage therapy, doula, and naturopath benefits
- Coverage for emergencies and urgent care while traveling
- Access to self-care apps for health, behavioral health, and wellness
Available counties
In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.
You can choose this plan if you live or work in one of these counties:
- Benton
- Columbia
- Franklin
- Island
- Lewis
- Mason
- Skagit
- Walla Walla
- Whatcom
- Whitman
- Yakima
If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.
- Kaiser Permanente WA SoundChoice (2027)
-
This plan offers comprehensive benefits and access to care from our award-winning physicians and providers throughout the SoundChoice network. You'll pay a higher monthly premium and lowest cost-sharing (deductible, copayments, and other out-of-pocket costs) among Kaiser Permanente WA plans for most covered services.
Annual costs
- Annual deductible: $125 per person / $375 per family (Deductible does not apply to preventive care, telehealth, or prescriptions)
- Out-of-pocket limit: $2,000 per person / $4,000 per family
Key features
- No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
- 24/7 line for real-time advice
- Acupuncture, chiropractic, and massage therapy each have 24 visits per year
- Unlimited naturopath visits
- Coverage for emergencies and urgent care while traveling
- Access to self-care apps for health, behavioral health, and wellness
Available counties
In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.
You can choose this plan if you live or work in one of these counties:
- King
- Kitsap
- Pierce
- Snohomish
- Spokane
- Thurston
If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.
Plan options 2026
- Kaiser Permanente WA Core 1 (2026)
-
To be healthy, you need high-quality care that’s affordable, convenient, and hassle-free. Our plan offers extensive family-friendly and cost-saving coverage, and our physician-led care teams work together to help keep you healthy. Get help choosing a doctor, transitioning your care and coverage, and finding resources to meet your needs. We make joining Kaiser Permanente WA easy.
Annual costs
- Medical deductible: $1,250 per person / $3,750 per family (Deductible does not apply to preventive care, telehealth or prescriptions.)
- Out-of-pocket limit: $4,000 per person / $8,000 per family
Key features
- No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
- 24/7 advice line and Care Chat for real-time advice
- Acupuncture, chiropractic, and massage therapy each have 24 visits per year
- Unlimited naturopath visits
- One hearing aid per ear, every 36 consecutive months
- Access to self-care apps for health, behavioral health, and wellness
Available counties
In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.
You can choose this plan if you live or work in one of these counties:
- Benton
- Columbia
- Franklin
- Island
- King
- Kitsap
- Lewis
- Mason
- Pierce
- Skagit
- Snohomish
- Spokane
- Thurston
- Walla Walla
- Whatcom
- Whitman
- Yakima
If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.
- Kaiser Permanente WA Core 2 (2026)
-
To be healthy, you need high-quality care that’s affordable, convenient, and hassle-free. Our plan offers extensive family-friendly and cost-saving coverage, and our physician-led care teams work together to help keep you healthy. Get help choosing a doctor, transitioning your care and coverage, and finding resources to meet your needs. We make joining Kaiser Permanente WA easy.
Annual costs
- Medical deductible: $750 per person / $2,250 per family (Deductible does not apply to office visits or prescriptions.)
- Out-of-pocket limit: $3,000 per person / $6,000 per family
Key features
- No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
- 24/7 advice line and Care Chat for real-time advice
- Acupuncture, chiropractic, and massage therapy each have 24 visits per year
- Unlimited naturopath visits
- One hearing aid per ear, every 36 consecutive months
- Access to self-care apps for health, behavioral health, and wellness
Available counties
In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.
You can choose this plan if you live or work in one of these counties:
- Benton
- Columbia
- Franklin
- Island
- King
- Kitsap
- Lewis
- Mason
- Pierce
- Skagit
- Snohomish
- Spokane
- Thurston
- Walla Walla
- Whatcom
- Whitman
- Yakima
If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.
- Kaiser Permanente WA Core 3 (2026)
-
To be healthy, you need high-quality care that’s affordable, convenient, and hassle-free. Our plan offers extensive family-friendly and cost-saving coverage, and our physician-led care teams work together to help keep you healthy. Get help choosing a doctor, transitioning your care and coverage, and finding resources to meet your needs. We make joining Kaiser Permanente WA easy.
Annual costs
- Medical deductible: $250 per person / $750 per family (Deductible does not apply to preventive care, telehealth or prescriptions)
- Out-of-pocket limit: $2,000 per person / $4,000 per family
Key features
- No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
- 24/7 advice line and Care Chat for real-time advice
- Acupuncture, chiropractic, and massage therapy each have 24 visits per year
- Unlimited naturopath visits
- One hearing aid per ear, every 36 consecutive months
- Access to self-care apps for health, behavioral health, and wellness
Available counties
In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.
You can choose this plan if you live or work in one of these counties:
- Benton
- Columbia
- Franklin
- Island
- Lewis
- Mason
- Skagit
- Walla Walla
- Whatcom
- Whitman
- Yakima
If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.
- Kaiser Permanente WA SoundChoice (2026)
-
To be healthy, you need high-quality care that’s affordable, convenient, and hassle-free. Our plan offers extensive family-friendly and cost-saving coverage, and our physician-led care teams work together to help keep you healthy. Get help choosing a doctor, transitioning your care and coverage, and finding resources to meet your needs. We make joining Kaiser Permanente WA easy.
Annual costs
- Annual deductible: $125 per person / $375 per family (Deductible does not apply to preventive care, telehealth, or prescriptions)
- Out-of-pocket limit: $2,000 per person / $4,000 per family
Key features
- No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
- 24/7 advice line and Care Chat for real-time advice
- Acupuncture, chiropractic, and massage therapy each have 24 visits per year
- Unlimited naturopath visits
- One hearing aid per ear, every 36 consecutive months
- Access to self-care apps for health, behavioral health, and wellness
Available counties
In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.
You can choose this plan if you live or work in one of these counties:
- King
- Kitsap
- Pierce
- Snohomish
- Spokane
- Thurston
If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.
About Kaiser Permanente of Washington
Kaiser Permanente is among the nation’s leading nonprofit health plans, providing high-quality, affordable health care services and advancing initiatives that improve the health of our members and the communities we proudly serve.
Quality care with you at the center. We believe health care works best when it is personal, connected, and coordinated. Your chosen physician, whether a Kaiser Permanente provider or a contracted community physician, will partner with you to make informed health care decisions, coordinate your care, and support your overall well-being every step of the way.
Connected care. Our physicians, care teams, medical facilities, pharmacies, laboratories, and health plan services are integrated within one organization. Connected through a comprehensive electronic health record system, they work together to provide coordinated, informed, and personalized care, helping ensure you receive the right care at the right time.
Your care, your way. We offer flexible care options designed to fit your life. Choose when, where, and how you receive care for yourself and your family, with access to virtual care services, including online chat, a 24/7 nurse advice line, and video and phone visits. This convenient access helps ensure you receive timely care and support wherever you are.
