Medical plans and benefits
PEBB members and their dependents have three medical insurance carriers to choose from: Kaiser Permanente NW, Kaiser Permanente WA, and Uniform Medical Plan (UMP). Each carrier has multiple plans. Find out what plans are available to you, what’s covered with each plan, and how much each plan costs. If you cover dependents, everyone must enroll in the same medical plan.
On this page
Get a side-by-side comparison of common medical benefits and costs for service.
Plan options
Not all medical plans are available in all counties. Before you review and compare plans, find out which are offered where you live.
Compare medical plans and benefits
Explore the differences between the medical plans.
- High-level plan comparison: Use our online Medical Benefit Comparison tool.
- Additional comparison information: Visit the Compare plan benefits and costs webpage.
Visit the following PEBB Virtual Benefits Fair webpages to find information on benefits coverage (full, summary, and high-level) and monthly premiums for each of the carrier’s plans. To see in-depth benefits coverage options, review each plan's benefits booklet (Evidence of Coverage or Certificate of Coverage).
- Kaiser Permanente (KP) NW plans: KPNW Classic and CDHP plans.
- Kaiser Permanente (KP) WA plans: KPWA Classic, CDHP, SoundChoice, and Value plans.
- Uniform Medical Plan (UMP) plans: Classic, Select, and CDHP plans, administered by Regence BlueShield and ArrayRx.
Premiums
Monthly premiums depend on your plan. See premiums and learn more about surcharges and how to pay.
Notice for employees of employer groups
If you work for a city, county, port, water district, hospital etc., check with your payroll or benefits office to find your monthly premiums.
Find providers
Check each medical plan's provider directory to learn about their providers and see if your current provider is in network.
Insurance ID cards
Generally, you’ll receive your medical insurance ID cards after your coverage becomes active. Learn more about insurance ID cards.
Plan resources
The following resource are available to help you make an informed decision.
- Contact the plans with benefit or provider questions.
- Benefits and coverage by plan lists the plans' benefits booklets, Summary of Benefits and Coverage (SBC), and preauthorization criteria.
- Behavioral health services by plan. Find out what behavioral health services are available to you, based on your plan.
- Benefits while traveling. Learn how to access care when traveling.
- Health plans with health savings accounts (HSAs). Things to consider when choosing a consumer-directed health plan.
Wellness programs
The following wellness programs are available as part of your benefits package. Learn more about what they have to offer.