Partial federal government shutdown
HCA does not anticipate any immediate impacts to our services or disruption to provider payments at this time. We will continue to monitor the situation and share updates if anything changes.
HCA does not anticipate any immediate impacts to our services or disruption to provider payments at this time. We will continue to monitor the situation and share updates if anything changes.
Find information on the open enrollment page that’s right for you: PEBB retirees, PEBB employees and PEBB continuation coverage subscribers, and SEBB employees and SEBB continuation coverage subscribers.
HSAs are only available to members enrolled in a PEBB consumer-directed health plan (CDHP). You can use your HSA to pay for IRS-qualified, out-of-pocket medical expenses.
Need to manage your HSA?
An HSA is a tax-advantaged account, which means money you contribute is not taxed. When you enroll in a CDHP, you are automatically enrolled in an HSA. The PEBB Program also contributes to your HSA each month.
Your HSA balance can grow over the years, earn interest, and build savings that you can use to pay for health care as needed. The money is yours, even if you change health plans, get a new job, or retire.
After you’re 65, you can withdraw HSA dollars for any expense – you’ll just need to pay income taxes.
A CDHP is a high-deductible health plan (HDHP) with a health savings account (HSA). CDHPs offer lower premiums, a higher medical deductible, and a higher medical out-of-pocket limit than other types of health plans.
Kaiser Permanente NW, Kaiser Permanente WA, and Uniform Medical Plan (UMP) all offer CDHPs. Visit benefits and coverage by plan for coverage details.
You can choose to contribute to your HSA in one of two ways:
To make sure you do not go beyond the limit, consider your employer’s contributions, your contributions, and the SmartHealth wellness incentive in January (if you qualify). Use the HSA contribution calculator.
The IRS has annual limits for contributions from all sources into an HSA.
After your HSA is established with HealthEquity, you can start to receive employer contributions.
The contribution goes into your HSA in monthly installments over the year on the last day of each month (the entire HSA amount is not available on January 1).
The Health Care Authority will contribute the following amounts to your HSA:
(If you have at least one other family member on your CDHP, you qualify for the family contribution.)
You will get an additional $125 in your HSA (deposited at the end of January in the following calendar year) if you qualify for the SmartHealth wellness incentive.
You must meet certain eligibility requirements to enroll in a CDHP with an HSA. If you are not eligible and enroll, you may be liable for tax penalties.
To be eligible to enroll in a CDHP, you cannot be enrolled in:
Other exclusions apply. Check IRS Publication 969—Health Savings Accounts and Other Tax-Favored Health Plans, contact your tax advisor, or call HealthEquity at 1-877-873-8823 (for Kaiser members) or 1-844-351-6853 (for UMP members) to verify whether you qualify. See The Complete HSA Guidebook for full details.
If you choose a medical plan that is not a CDHP, you should know:
Yes. Enrolling in a CDHP and opening an HSA mid-year may limit the amount of contributions you (or your employer) can make in the first year. If you have questions about this, talk to your tax advisor.
For CDHP/HSA eligibility questions
Online: HealthEquity
Phone:
Kaiser Permanente CDHP members: 1-877-873-8823 (TRS: 711)
UMP CDHP members: 1-844-351-6853 (TRS: 711)
For CDHP information
The plans