Rates

Find current and historical Public Employees Benefits Board (PEBB) program rates broken down by rate structure and type of employer and other related resources.

Most PEBB Program rates are updated on an annual basis.

Outreach and Training (O&T) will notify benefits administrators via a GovDelivery email message when new rates become available. Subscribe to receive O&T notices to ensure that you receive these notices and other important updates related to the administration of PEBB benefits.

State agency and higher education institution rates

State agencies, four-year higher education institutions, community and technical colleges and commodity commissions

Employer's Payment for Health Care Benefits

The Employer's Payment for Health Care Benefits (Cockle Rates) are applicable to employees of state agencies and higher education institutions.

2020 to present

The rates in the table below are provided each year to assist employers with calculating the Employer's Payment for Health Care Benefits (previously known as Cockle rates). When an employee qualifies for time-loss compensation, the employer must provide the employee’s compensation information, which includes the Employer's Payment for Health Care Benefits, to L&I to determine the employee's total claim benefit.

As of January 1, 2020, the Employer's Payment for Health Care Benefits is determined by the tier the employee (subscriber) is enrolled in. Review the examples of how to calculate the payment amount using the current rates listed in the table below.

Date Employer paid benefits Subscriber tier Subscriber and spouse tier Subscriber and children tier Subscriber, spouse, and children tier
1/1/2023 to 12/31/2023 Medical $665.00 $1,320.00 $1,163.75 $1,818.75
1/1/2023 to 12/31/2023 Dental $48.56 $97.12 $97.12 $145.68
1/1/2022 to 12/31/2022 Medical $604.00 $1,198.00 $1,057.00 $1,651.00
1/1/2022 to 12/31/2022 Dental $48.64 $97.28 $97.28 $145.92
1/1/2021 to 12/31/2021 Medical $581.00 $1,152.00 $1,016.75 $1,587.75
1/1/2021 to 12/31/2021 Dental $48.00 $96.00 $96.00 $144.00
1/1/2020 to 12/31/2020 Medical $571.00 $1,132.00 $999.25 $1,560.25
1/1/2020 to 12/31/2020 Dental $47.01 $94.02 $94.02 $141.03
1972-2019

Prior to January 1, 2020, the Employer’s Payment of Health Care Benefits (previously known as Cockle rates) was determined by a weighted average of benefit costs for state active employees in the PEBB program.

Dates Total Medical and vision Dental
1-1-19 to 12-31-19 $1,014.55 $935.21 $79.34
1-1-18 to 12-31-18 996.78 917.19 79.59
1-1-17 to 12-31-17 956.79 877.74 79.05
1-1-16 to 12-31-16 899.56 820.43 79.13
1-1-15 to 12-31-15 908.91 828.08 80.83
1-1-14 to 12-31-14 879.27 798.55 80.72
1-1-13 to 12-31-13 878.56 795.94 82.62
1-1-12 to 12-31-12 844.26 762.75 81.51
1-1-11 to 12-31-11 839.47 755.42 84.05
1-1-10 to 12-31-10 746.39 667.22 79.17
1-1-09 to 12-31-09 728.27 653.94 74.33
1-1-08 to 12-31-08 683.19 611.71 71.48
1-1-07 to 12-31-07 686.20 615.24 70.96
1-1-06 to 12-31-06 662.40 593.90 68.50
1-1-05 to 12-31-05 624.77 557.36 67.41
1-1-04 to 12-31-04 561.69 494.90 66.79
1-1-03 to 12-31-03 515.55 452.52 63.03
7-1-02 to 12-31-02 459.73 403.68 56.05
7-1-01 to 6-30-02 451.58 394.16 57.42
7-1-00 to 6-30-01 430.45 375.43 55.02
7-1-99 to 6-30-00 386.79 335.79 51.00
7-1-98 to 6-30-99 337.40 287.39 50.01
1-1-98 to 6-30-98 313.02 N/A N/A
7-1-97 to 12-31-97 313.30 N/A N/A
7-1-96 to 6-30-97 313.06 264.42 48.64
7-1-95 to 6-30-96 310.23 271.35 38.88
7-1-94 to 6-30-95 320.18 N/A N/A
7-1-94 to 6-30-95 301.60 N/A N/A
7-1-93 to 6-30-94 310.98 276.74 34.24
7-1-93 to 6-30-94 319.98 285.74 34.24
7-1-92 to 6-30-93 320.48 N/A N/A
1-1-92 to 6-30-92 294.16 N/A N/A
7-1-91 to 12-31-91 294.12 N/A N/A
7-1-90 to 6-30-91 251.88 N/A N/A
7-1-89 to 6-30-90 251.73 N/A N/A
7-1-88 to 6-30-89 220.41 N/A N/A
7-1-87 to 6-30-88 224.75 N/A N/A
7-1-84 to 6-30-87 167.00 N/A N/A
7-1-83 to 6-30-84 159.00 N/A N/A
7-1-82 to 6-30-83 137.00 N/A N/A
7-1-81 to 6-30-82 121.00 N/A N/A
7-1-80 to 6-30-81 95.00 N/A N/A
7-1-79 to 6-30-80 85.00 N/A N/A
7-1-78 to 6-30-79 72.50 N/A N/A
7-1-77 to 6-30-78 72.50 N/A N/A
7-1-76 to 6-30-77 35.00 N/A N/A
7-1-75 to 6-30-76 35.00 N/A N/A
7-1-74 to 6-30-75 35.00 N/A N/A
7-1-73 to 6-30-74 20.00 N/A N/A
7-1-72 to 6-30-73 15.00 N/A N/A
7-7-71 to 6-30-72 15.00 N/A N/A

Participating employer group rates

Educational service districts and K-12 school districts

Educational service districts and K-12 school districts with school board members enrolled in PEBB benefits.

Counties, municipalities, other political subdivisions and Tribal governments

The rates below apply to PEBB participating employer groups, which includes counties, municipalities, other political subdivisions, and Tribal governments. These employer groups are subject to the "employer group rate surcharge".

Other PEBB employer groups

The rates below apply to "other employer groups", which include and are limited to the WA State Health Benefit Exchange, Department of Services for the Blind, and organizations representing state civil service employees. These employer groups are not subject to the "employer group rate surcharge".

Additional rates for employees and retirees

Life, accidental death and dismemberment, and long-term disability
COBRA and Unpaid Leave Continuation Coverage
Retiree

Related tools and information

Breakdown of tiered rates
K-12 retiree subsidy instructions and worksheets

For the portions of K-12 school districts and educational service districts that are not covered by the Public Employees Benefits Board (PEBB) Program or the School Employees Benefits Board (SEBB) Program.

Tax issues related to nontax qualified dependent insurance
  • This information has moved. You can now find guidance on tax issues related to nontax qualified dependent insurance on the HCA reporting guidance page.
W-2 reporting
This information has moved. You can now find W-2 reporting instructions and examples on the HCA reporting guidance page.
Medical Flexible Spending Arrangement and Dependent Care Assistance Program

For state agencies and higher education institutions only.

Historical rates 2003-2016

State agencies
Four-year higher education institutions
Community and technical colleges
K-12 and employer groups (tiered rate)
K-12 (composite rate)
Employer groups (composite rate)
Commodity commissions