Kaiser Permanente of Washington

Learn about the Kaiser Permanente WA plans.

On this page: Full benefits | Summary of benefits | Costs | Find providers | Plan options | About Kaiser Permanente WA
Return to Medical plans and benefits: Employees | Retirees | PEBB Continuation Coverage

Full benefits

The following documents—called an Evidence of Coverage (EOC)—provide in-depth descriptions of the health care benefits for each plan.

2026

2025

Summary of benefits

The following documents—called a Summary of Benefits and Coverage (SBC)—provide summaries of what each plan covers and what it costs.

2026

2025

Costs

2026

2025

Find providers

Visit one of Kaiser Permanente WA's online provider directories.

Plan options 2026

Kaiser Permanente WA Classic

The Classic plan offers a wide array of benefits and care through the Core network. In addition, this plan offers you low cost shares for services and set copayments for most services, so you’ll pay less out of pocket when you receive care.

Annual costs

  • Medical deductible: $175 individual / $525 family
  • Prescription drug deductible: $100 individual / $300 family
  • Medical out-of-pocket limit: $2,000 individual / $4,000 family
  • Prescription drug out-of-pocket limit: $2,000 individual / $8,000 family

Key features

  • Predictable copays for most services
  • No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
  • One hearing aid per ear, every 36 consecutive months
  • 24/7 advice line and Care Chat for real-time advice at no cost
  • Acupuncture, chiropractic, and massage therapy benefits
  • Coverage for emergency and urgent care while traveling
  • Access to self-care apps for health, behavioral health, and wellness

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in one. You must report your new address and any plan change request to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

  • Benton
  • Columbia
  • Franklin
  • Island
  • King
  • Kitsap
  • Lewis
  • Mason
  • Pierce
  • Skagit
  • Snohomish
  • Spokane
  • Thurston
  • Walla Walla
  • Whatcom
  • Whitman
  • Yakima
Kaiser Permanente WA CDHP

The CDHP offers a wide array of benefits and care through the Core network. Enrolling in the CDHP plan allows you to open a Health Savings Account (HSA) and take advantage of IRS tax savings rules.

Annual costs

  • Medical deductible: $1,700 individual / $3,400 family
  • Out-of-pocket limit: $5,100 individual / $10,200 family

About the HSA

Visit HealthEquity or watch their recorded webinar to discover the many uses for your HSA. The State of Washington contributes annually to the account on an individual or family basis. Once the money is in your account, it’s yours, and there is no deadline to use it.

Key features

  • HSA funds pay for health care services with tax-free money
  • No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
  • One hearing aid per ear, every 36 consecutive months
  • 24/7 advice line for real-time advice with no copay
  • Acupuncture, chiropractic, and massage therapy benefits
  • Coverage for emergency and urgent care while traveling
  • Access to self-care apps for health, behavioral health, and wellness

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

  • Benton
  • Columbia
  • Franklin
  • Island
  • King
  • Kitsap
  • Lewis
  • Mason
  • Pierce
  • Skagit
  • Snohomish
  • Spokane
  • Thurston
  • Walla Walla
  • Whatcom
  • Whitman
  • Yakima
Kaiser Permanente WA SoundChoice

The SoundChoice plan offers a wide array of benefits and care through the SoundChoice network. Physician-led care teams work together to keep you healthy. Get help choosing a doctor, transitioning your care, and finding resources to meet your needs.

Annual costs

  • Medical deductible: $125 individual / $375 family
  • Prescription drug deductible: $100 individual / $300 family
  • Out-of-pocket limit: $2,000 individual / $4,000 family
  • Prescription drug out-of-pocket limit: $2,000 individual / $8,000 family

Key features

  • No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
  • 24/7 advice line and Care Chat 
  • Acupuncture, chiropractic, and massage therapy benefits
  • One hearing aid per ear, every 36 consecutive months
  • Coverage for emergency and urgent care while traveling
  • Access to self-care apps for health, behavioral health, and wellness

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

  • King
  • Kitsap
  • Pierce
  • Snohomish
  • Spokane
  • Thurston
Kaiser Permanente WA Value

The Value plan offers set copayments for most services, so you know what you’ll pay before you receive care. Care teams work together to keep you healthy. Get help choosing a doctor, transitioning your care, and finding the resources to meet your needs.

Annual costs

  • Medical deductible: $250 individual / $750 family
  • Prescription drug deductible: $100 individual / $300 family
  • Medical out-of-pocket limit: $3,000 individual / $6,000 family
  • Prescription drug out-of-pocket limit: $2,000 individual / $8,000 family

Key features

  • Predictable copays for most services
  • No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
  • 24/7 advice line and Care Chat 
  • Acupuncture, chiropractic, and massage therapy benefits
  • One hearing aid per ear, every 36 consecutive months
  • Coverage for emergency and urgent care while traveling
  • Access to self-care apps for health, behavioral health, and wellness

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

  • Benton
  • Columbia
  • Franklin
  • Island
  • King
  • Kitsap
  • Lewis
  • Mason
  • Pierce
  • Skagit
  • Snohomish
  • Spokane
  • Thurston
  • Walla Walla
  • Whatcom
  • Whitman
  • Yakima

Plan options 2025

Kaiser Permanente WA Classic

Kaiser Permanente WA Classic plan offers a wide array of benefits and care through the Core network. In addition, this plan offers you low cost shares for services and set copayments for most services, so you’ll pay less out of pocket when you receive care.

Annual costs

  • Medical deductible: $175 individual / $525 family
  • Prescription drug deductible: $100 individual / $300 family
  • Medical out-of-pocket limit: $2,000 individual / $4,000 family
  • Prescription drug out-of-pocket limit: $2,000 individual / $8,000 family

Key features

  • Predictable copays for most services
  • 24/7 advice line and Care Chat for real-time advice at no cost
  • Acupuncture, chiropractic, and massage therapy benefits
  • Coverage for emergency and urgent care while traveling
  • Access to more than 4,000 online video workouts through ClassPass
  • Access to self-care apps

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in one. You must report your new address and any plan change request to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

  • Benton
  • Columbia
  • Franklin
  • Island
  • King
  • Kitsap
  • Lewis
  • Mason
  • Pierce
  • Skagit
  • Snohomish
  • Spokane
  • Thurston
  • Walla Walla
  • Whatcom
  • Whitman
  • Yakima
Kaiser Permanente WA CDHP

Kaiser Permanente WA CDHP offers a wide array of benefits and care through the Core network. Enrolling in the CDHP plan allows you to open a Health Savings Account (HSA) and take advantage of IRS tax savings rules.

Annual costs

  • Medical deductible: $1,650 individual / $3,300 family
  • Out-of-pocket limit: $5,100 individual / $10,200 family

About the HSA

Visit HealthEquity or watch their recorded webinar to discover the many uses for your HSA. The State of Washington contributes annually to the account on an individual or family basis. Once the money is in your account, it’s yours, and there is no deadline to use it.

Key features

  • HSA funds pay for health care services with tax-free money
  • 24/7 advice line for real-time advice with no copay
  • Acupuncture, chiropractic, and massage therapy benefits
  • Coverage for emergency and urgent care while traveling
  • Access to more than 4,000 online video workouts through ClassPass
  • Access to self-care apps

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

  • Benton
  • Columbia
  • Franklin
  • Island
  • King
  • Kitsap
  • Lewis
  • Mason
  • Pierce
  • Skagit
  • Snohomish
  • Spokane
  • Thurston
  • Walla Walla
  • Whatcom
  • Whitman
  • Yakima
Kaiser Permanente WA SoundChoice

Kaiser Permanente WA SoundChoice offers a wide array of benefits and care from our award-winning doctors through the SoundChoice network.

Annual costs

  • Medical deductible: $125 individual / $375 family
  • Prescription drug deductible: $100 individual / $300 family
  • Out-of-pocket limit: $2,000 individual / $4,000 family
  • Prescription drug out-of-pocket limit: $2,000 individual / $8,000 family

Key features

  • 24/7 advice line and Care Chat for real-time advice at no cost
  • Acupuncture, chiropractic, and massage therapy benefits
  • Coverage for emergency and urgent care while traveling
  • Access to more than 4,000 online video workouts through ClassPass
  • Access to self-care apps

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

  • King
  • Kitsap
  • Pierce
  • Snohomish
  • Spokane
  • Thurston
Kaiser Permanente WA Value

The Value plan offers set copayments for most services, so you know what you’ll pay before you receive care. Get help choosing a doctor, transitioning your care, and finding the resources to meet your needs.

Annual costs

  • Medical deductible: $250 individual / $750 family
  • Prescription drug deductible: $100 individual / $300 family
  • Medical out-of-pocket limit: $3,000 individual / $6,000 family
  • Prescription drug out-of-pocket limit: $2,000 individual / $8,000 family

Key features

  • Predictable copays for most services
  • 24/7 advice line and Care Chat for real-time advice at no cost
  • Acupuncture, chiropractic, and massage therapy benefits
  • Coverage for emergency and urgent care while traveling
  • Access to more than 4,000 online video workouts through ClassPass
  • Access to self-care apps

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

  • Benton
  • Columbia
  • Franklin
  • Island
  • King
  • Kitsap
  • Lewis
  • Mason
  • Pierce
  • Skagit
  • Snohomish
  • Spokane
  • Thurston
  • Walla Walla
  • Whatcom
  • Whitman
  • Yakima

About Kaiser Permanente Washington

Kaiser Permanente is one of the nation’s largest nonprofit health plans, providing high-quality, affordable health care services and working to improve the health of our members and the communities we serve.

Quality care with you at the center. Your personal physician is a key advocate for your health. You can choose your own Kaiser Permanente doctor or a contracted community physician and, working together, you’ll make decisions about your health and coordinate your care journey.

Connected care. Our doctors, medical facilities, pharmacies, labs, and health plans are all part of one organization. They’re connected to each other, and to you, through an electronic health record system so you get informed, personalized care.

Your care, your way. Choose how, when, and where to get care for yourself and your family. Access virtual care options 24/7, including online chat, an advice line, and video and phone visits available anytime or by appointment.

Enroll or make changes

Use Benefits 24/7 to enroll in or make changes to your coverage.

Compare plans

Related

Contact information

Kaiser Permanente Washington

  • Phone
    1-888-901-4636
  • TRS
    711
Visit Kaiser Permanente WA's website