SEBB Program rates

Find rate letters and information for the School Employees Benefits Board (SEBB) Program and Public Employees Benefits Board (PEBB) retiree insurance.

Most SEBB Program rates are updated annually. Outreach and Training (O&T) will notify benefits administrators via a GovDelivery email message when rates become available. Subscribe to receive O&T notices to ensure that you receive these notices and other important updates related to the administration of SEBB benefits.

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School district and ESD board member coverage options changed in 2024

As of January 1, 2024, school districts and educational service districts (ESDs) no longer contract with the Health Care Authority to provide Public Employees Benefits Board (PEBB) benefits for board members interested in participation. Board members have the option to individually enroll through the SEBB Program in SEBB medical, dental, and vision coverage. Interested board members should be directed to contact customer service at 1-800-200-1004. Learn more about this change.

SEBB organization rates

K-12 school districts, charter schools, and Educational Service Districts

The rates below are for SEBB organizations, which includes K-12 school districts, charter schools, and both represented and nonrepresented employees of Educational Service Districts (ESDs).

2025 rates

2024 rates

2020-2023 rates for K-12 school districts, charter schools, and represented employees of Educational Service Districts are located under the Historical rates section on this webpage.

Employer's Payment for Health Care Benefits

The Employer's Payment for Health Care Benefits are applicable to SEBB organizations (not SEBB employer groups).

2020 to present

The rates in the table below are provided each year to assist employers with calculating the Employer's Payment for Health Care Benefits (previously known as Cockle rates). When an employee qualifies for time-loss compensation, the employer must provide the employee’s compensation information, which includes the Employer's Payment for Health Care Benefits, to L&I to determine the employee's total claim benefit.

As of January 1, 2020, the Employer's Payment for Health Care Benefits is determined by the tier the employee (subscriber) is enrolled in. Review the examples of how to calculate the payment amount using the current rates listed in the table below.

Date Employer paid benefits Subscriber Subscriber and spouse Subscriber and child(ren) Full family
1/1/2025 to 12/31/2025 Medical $710 $1,420.00 $1,242.50 $2,130.00
1/1/2025 to 12/31/2025 Dental $52.22 $104.44 $104.44 $156.66
1/1/2025 to 12/31/2025 Vision $7.78 $15.56 $13.62 $23.34
1/1/2024 to 12/31/2024 Medical $646.00 $1,292.00 $1,130.50 $1,938.00
1/1/2024 to 12/31/2024 Dental $51.77 $103.54 $103.54 $155.31
1/1/2024 to 12/31/2024 Vision $7.78 $15.56 $13.62 $23.34
1/1/2023 to 12/31/2023 Medical $600.00 $1,200.00 $1,050.00 $1,800.00
1/1/2023 to 12/31/2023 Dental $48.31 $96.62 $96.62 $144.93
1/1/2023 to 12/31/2023 Vision $6.66 $13.32 $11.66 $19.98
1/1/2022 to 12/31/2022 Medical $570.00 $1,140.00 $997.50 $1710.00
1/1/2022 to 12/31/2022 Dental $49.76 $99.52 $99.52 $149.28
1/1/2022 to 12/31/2022 Vision $6.66 $13.32 $11.66 $19.98
1/1/2021 to 12/31/2021 Medical $555.00 $1,110.00 $971.25 $1,665.00
1/1/2021 to 12/31/2021 Dental $47.63 $95.26 $95.26 $142.89
1/1/2021 to 12/31/2021 Vision $6.66 $13.32 $11.66 $19.98
1/1/2020 to 12/31/2020 Medical $555.00 $1,110.00 $971.25 $1,665.00
1/1/2020 to 12/31/2020 Dental $48.67 $97.34 $97.34 $146.01
1/1/2020 to 12/31/2020 Vision $6.66 $13.32 $11.66 $19.98

Participating employer group rates

Tribal schools and employee organizations representing school employees

The rates below apply to tribal schools and employee organizations representing school employees that are contracting with the Health Care Authority to provide SEBB Program benefits to their eligible employees. SEBB employer groups determine how much of the total premium for medical, dental, and vision coverage their employees are required to pay.

2025 rates

2024 rates

Historical rates (2020 - 2023)

Employers who may have previously offered PEBB Program benefits to their employees can find historical rates on the PEBB Program rates webpage.

K-12 school districts, charter schools, and ESDs

The rates below apply to SEBB organizations, which includes K-12 school districts, charter schools, and represented employees of Educational Service Districts (ESDs).

2023 rates

2022 rates

2021 rates

2020 rates

Related tools and information

For the portions of K-12 school districts and educational service districts that were not previously covered by the Public Employees Benefits Board (PEBB) Program or the School Employees Benefits Board (SEBB) Program.

K-12 retiree subsidy instructions and worksheets

Related forms and publications