Partial federal government shutdown
HCA does not anticipate any immediate impacts to our services or disruption to provider payments at this time. We will continue to monitor the situation and share updates if anything changes.
HCA does not anticipate any immediate impacts to our services or disruption to provider payments at this time. We will continue to monitor the situation and share updates if anything changes.
Find information on the open enrollment page that’s right for you: PEBB retirees, PEBB employees and PEBB continuation coverage subscribers, and SEBB employees and SEBB continuation coverage subscribers.
Set aside pretax money from your paycheck to help pay for child care or elder care expenses.
Generally, DCAP is available to school employees who are expected to work at least 630 hours during the school year.
Manage your DCAP account
The DCAP is a simple way to save money while taking care of your loved ones when you (and your spouse or state-registered domestic partner) attend school full-time, work, or look for work.
Listen to the Fund Your Future DRS podcast episode: Save on health care costs with FSA and DCAP to learn more about DCAP.
A qualifying dependent must be either:
The minimum annual contribution is $120.
2026 maximum annual contributions are limited to:
2025 maximum annual contributions are limited to:
For more help, use the Navia Benefit Solutions Tax Savings Calculator.
Note: You cannot change your contribution amount after the year starts unless a qualifying event creates a special open enrollment. Common qualifying events include birth, adoption, marriage, or divorce.
You must enroll in the DCAP for each year you want to participate. Your enrollment does not automatically continue year to year. If you want to enroll, make sure to choose this benefit again during open enrollment.
Visit the Navia Benefit Solutions website. Or, download and print the Open Enrollment Form on Navia's website. You can only enroll online during open enrollment.
Submit the Midyear Enrollment Form to your payroll or benefits office no later than 31 days after the date you become newly eligible for SEBB benefits.
Submit the SEBB Change in Status Form and return it - along with evidence of the event - to your payroll or benefits office no later than 60 days after you or an eligible dependent experiences a qualifying event that creates a special open enrollment.
Visit Navia's website to submit claims. You can also set up recurring claims for reimbursement.
There is also a debit card option available.
You can submit claims for reimbursement of eligible expenses as soon as the year begins (January 1). You can only be reimbursed up to the dollar amount you have in your DCAP account at the time you request reimbursement. You may submit claims for services as often as you like, but not until after the services have been provided.
Deadlines
DCAP expenses must take place by December 31 each year. Submit all claims for reimbursement to Navia no later than March 31 of the following year. Money left in your account after that date cannot be refunded and will be forfeited to HCA. This is called the "use it or lose it" rule.
If your employment ends and you have unspent DCAP funds, you may continue to submit claims for eligible expenses through March 31 of the following year, as long as the expenses allow you to attend school full-time, look for work, or work full-time. Claims may be submitted up to your account balance. You cannot incur expenses after December 31. There are no continuation coverage rights for DCAP.
For more information on when coverage ends, see the DCAP Enrollment Guide on Navia's website. You can also contact Navia.
Navia Benefit Solutions
Online: Navia Benefit Solutions
Email: Navia customer service
Phone: 425-452-3500 or toll free 1-800-669-3539
Monday through Friday, 5 a.m. to 5 p.m. (Pacific)