Kaiser Permanente of Washington

Learn about the Kaiser Permanente of Washington plans.

On this page: Full benefits | Summary of benefits | Costs | Find providers | Plan options | About Kaiser Permanente WA
Return to Medical plans and benefits: School employees | SEBB Continuation Coverage

Full benefits

The following documents—called an Evidence of Coverage (EOC)—provide in-depth descriptions of the benefits for each plan.

2026

• Core 1 EOC (2026)
• Core 2 EOC (2026)
• Core 3 EOC (2026)
• SoundChoice EOC (2026)

2025

• Core 1 EOC (2025)
• Core 2 EOC (2025)
• Core 3 EOC (2025)
• SoundChoice EOC (2025)

Summary of benefits

The following documents—called a Summary of Benefits and Coverage (SBC)—provide summaries of what each plan covers and what it costs.

2026

• Core 1 SBC (2026)
• Core 2 SBC (2026)
• Core 3 SBC (2026)
• SoundChoice SBC (2026)

2025

• Core 1 SBC (2025)
• Core 2 SBC (2025)
• Core 3 SBC (2025)
• SoundChoice SBC (2025)

Costs

2026

• School employee monthly premiums (2026)
• SEBB Continuation Coverage monthly premiums (2026)

2025

• School employee monthly premiums (2025)
• SEBB Continuation Coverage monthly premiums (2025)

Find providers

Visit one of Kaiser Permanente WA's online provider directories.

• Core 1, 2, or 3 subscribers
• SoundChoice subscribers

Plan options 2026

Kaiser Permanente WA Core 1

To be healthy, you need high-quality care that’s affordable, convenient, and hassle-free. Our plan offers extensive family-friendly and cost-saving coverage, and our physician-led care teams work together to help keep you healthy. Get help choosing a doctor, transitioning your care and coverage, and finding resources to meet your needs. We make joining Kaiser Permanente WA easy.

Annual costs

• Medical deductible: $1,250 per person / $3,750 per family (Deductible does not apply to preventive care, telehealth or prescriptions.)
• Out-of-pocket limit: $4,000 per person / $8,000 per family

Key features

• No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
• 24/7 advice line and Care Chat for real-time advice
• Acupuncture, chiropractic, and massage therapy each have 24 visits per year
• Unlimited naturopath visits
• One hearing aid per ear, every 36 consecutive months
• Access to self-care apps for health, behavioral health, and wellness

Available counties

In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.

You can choose this plan if you live or work in one of these counties:

• Benton
• Columbia
• Franklin
• Island
• King
• Kitsap
• Lewis
• Mason
• Pierce
• Skagit
• Snohomish
• Spokane
• Thurston
• Walla Walla
• Whatcom
• Whitman
• Yakima

If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.

Kaiser Permanente WA Core 2

To be healthy, you need high-quality care that’s affordable, convenient, and hassle-free. Our plan offers extensive family-friendly and cost-saving coverage, and our physician-led care teams work together to help keep you healthy. Get help choosing a doctor, transitioning your care and coverage, and finding resources to meet your needs. We make joining Kaiser Permanente WA easy.

Annual costs

• Medical deductible: $750 per person / $2,250 per family (Deductible does not apply to office visits or prescriptions.)
• Out-of-pocket limit: $3,000 per person / $6,000 per family

Key features

• No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
• 24/7 advice line and Care Chat for real-time advice
• Acupuncture, chiropractic, and massage therapy each have 24 visits per year
• Unlimited naturopath visits
• One hearing aid per ear, every 36 consecutive months
• Access to self-care apps for health, behavioral health, and wellness

Available counties

In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.

You can choose this plan if you live or work in one of these counties:

• Benton
• Columbia
• Franklin
• Island
• King
• Kitsap
• Lewis
• Mason
• Pierce
• Skagit
• Snohomish
• Spokane
• Thurston
• Walla Walla
• Whatcom
• Whitman
• Yakima

If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.

Kaiser Permanente WA Core 3

To be healthy, you need high-quality care that’s affordable, convenient, and hassle-free. Our plan offers extensive family-friendly and cost-saving coverage, and our physician-led care teams work together to help keep you healthy. Get help choosing a doctor, transitioning your care and coverage, and finding resources to meet your needs. We make joining Kaiser Permanente WA easy.

Annual costs

• Medical deductible: $250 per person / $750 per family (Deductible does not apply to preventive care, telehealth or prescriptions)
• Out-of-pocket limit: $2,000 per person / $4,000 per family

Key features

• No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
• 24/7 advice line and Care Chat for real-time advice
• Acupuncture, chiropractic, and massage therapy each have 24 visits per year
• Unlimited naturopath visits
• One hearing aid per ear, every 36 consecutive months
• Access to self-care apps for health, behavioral health, and wellness

Available counties

In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.

You can choose this plan if you live or work in one of these counties:

• Benton
• Columbia
• Franklin
• Island
• Lewis
• Mason
• Skagit
• Walla Walla
• Whatcom
• Whitman
• Yakima

If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.

Kaiser Permanente WA SoundChoice

To be healthy, you need high-quality care that’s affordable, convenient, and hassle-free. Our plan offers extensive family-friendly and cost-saving coverage, and our physician-led care teams work together to help keep you healthy. Get help choosing a doctor, transitioning your care and coverage, and finding resources to meet your needs. We make joining Kaiser Permanente WA easy.

Annual costs

• Annual deductible: $125 per person / $375 per family (Deductible does not apply to preventive care, telehealth, or prescriptions)
• Out-of-pocket limit: $2,000 per person / $4,000 per family

Key features

• No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together
• 24/7 advice line and Care Chat for real-time advice
• Acupuncture, chiropractic, and massage therapy each have 24 visits per year
• Unlimited naturopath visits
• One hearing aid per ear, every 36 consecutive months
• Access to self-care apps for health, behavioral health, and wellness

Available counties

In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.

You can choose this plan if you live or work in one of these counties:

• King
• Kitsap
• Pierce
• Snohomish
• Spokane
• Thurston

If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.

Plan options 2025

Kaiser Permanente WA Core 1

To be healthy, you need high-quality care that’s affordable, convenient, and hassle-free. Our plan offers extensive family-friendly and cost-saving coverage, and our physician-led care teams work together to help keep you healthy. Get help choosing a doctor, transitioning your care and coverage, and finding resources to meet your needs. We make joining Kaiser Permanente WA easy.

Annual costs

• Medical deductible: $1,250 per person / $3,750 per family (Deductible does not apply to preventive care, telehealth or prescriptions.)
• Out-of-pocket limit: $4,000 per person / $8,000 per family

Key features

• Acupuncture, chiropractic, and massage therapy each have 24 visits per year
• Rehabilitation has 60 combined visits per year
• Unlimited naturopath visits
• $300 plan allowance per year for orthotics
• One hearing aid per ear, covered up to $3,000 every 36 consecutive months.
• Access to wellness resources including online tips, videos, podcasts, and wellness coaching by phone

Available counties

In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.

You can choose this plan if you live or work in one of these counties:

• Benton
• Columbia
• Franklin
• Island
• King
• Kitsap
• Lewis
• Mason
• Pierce
• Skagit
• Snohomish
• Spokane
• Thurston
• Walla Walla
• Whatcom
• Whitman
• Yakima

If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.

Kaiser Permanente WA Core 2

To be healthy, you need high-quality care that’s affordable, convenient, and hassle-free. Our plan offers extensive family-friendly and cost-saving coverage, and our physician-led care teams work together to help keep you healthy. Get help choosing a doctor, transitioning your care and coverage, and finding resources to meet your needs. We make joining Kaiser Permanente WA easy.

Annual costs

• Medical deductible: $750 per person / $2,250 per family (Deductible does not apply to office visits or prescriptions.)
• Out-of-pocket limit: $3,000 per person / $6,000 per family

Key features

• Acupuncture, chiropractic, and massage therapy each have 24 visits per year
• Rehabilitation has 60 combined visits per year
• Unlimited naturopath visits
• $300 plan allowance per year for orthotics
• One hearing aid per ear, covered up to $3,000 every 36 consecutive months
• Access to wellness resources including online tips, videos, podcasts, and wellness coaching by phone.

Available counties

In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.

You can choose this plan if you live or work in one of these counties:

• Benton
• Columbia
• Franklin
• Island
• King
• Kitsap
• Lewis
• Mason
• Pierce
• Skagit
• Snohomish
• Spokane
• Thurston
• Walla Walla
• Whatcom
• Whitman
• Yakima

If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.

Kaiser Permanente WA Core 3

To be healthy, you need high-quality care that’s affordable, convenient, and hassle-free. Our plan offers extensive family-friendly and cost-saving coverage, and our physician-led care teams work together to help keep you healthy. Get help choosing a doctor, transitioning your care and coverage, and finding resources to meet your needs. We make joining Kaiser Permanente WA easy.

Annual costs

• Medical deductible: $250 per person / $750 per family (Deductible does not apply to preventive care, telehealth or prescriptions)
• Out-of-pocket limit: $2,000 per person / $4,000 per family

Key features

• Acupuncture, chiropractic, and massage therapy each have 24 visits per year
• Rehabilitation has 60 combined visits per calendar year
• Unlimited naturopath visits
• $300 plan allowance per year for orthotics
• One hearing aid per ear, covered up to $3,000 every 36 consecutive months
• No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together. (Specialty care cost shares may apply.)
• Access to wellness resources including online tips, videos, podcasts, and wellness coaching by phone.

Available counties

In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.

You can choose this plan if you live or work in one of these counties:

• Benton
• Columbia
• Franklin
• Island
• Lewis
• Mason
• Skagit
• Walla Walla
• Whatcom
• Whitman
• Yakima

If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.

Kaiser Permanente WA SoundChoice

To be healthy, you need high-quality care that’s affordable, convenient, and hassle-free. Our plan offers extensive family-friendly and cost-saving coverage, and our physician-led care teams work together to help keep you healthy. Get help choosing a doctor, transitioning your care and coverage, and finding resources to meet your needs. We make joining Kaiser Permanente WA easy.

Annual costs

• Annual deductible: $125 per person / $375 per family (Deductible does not apply to preventive care, telehealth, or prescriptions)
• Out-of-pocket limit: $2,000 per person / $4,000 per family

Key features

• Acupuncture, chiropractic, and massage therapy each have 24 visits per year
• Rehabilitation has 60 combined visits per year
• Unlimited naturopath visits
• $300 plan allowance per year for orthotics
• One hearing aid per ear, covered up to $3,000 every 36 consecutive months
• No referral needed for most specialty care, and if a specialist or procedure requires preauthorization, your physicians work together. (Specialty care cost shares may apply.)
• Access to wellness resources including online tips, videos, podcasts, and wellness coaching by phone.

Available counties

In most cases, you must live or work in the medical plan's service area to join the plan. All school employees are offered a selection of plans based on their county of residence or the county where their employment location is based. Some school employees may have more plan options if they work in a district that crosses county lines.

You can choose this plan if you live or work in one of these counties:

• King
• Kitsap
• Pierce
• Snohomish
• Spokane
• Thurston

If you move out of your plan's service area or change jobs to a different employment location, and your plan is no longer available, you must select a new plan. If you do not, the SEBB Program will enroll you in one. You must report your new address and any request to change your medical plan no later than 60 days after your move.

About Kaiser Permanente of Washington

Kaiser Permanente is one of the nation’s largest nonprofit health plans, providing high-quality, affordable health care services and working to improve the health of our members and the communities we serve.

Quality care with you at the center. Your personal physician is a key advocate for your health. You can choose your own Kaiser Permanente doctor or a contracted community physician and, working together, you’ll make decisions about your health and coordinate your care journey.

Connected care. Our doctors, medical facilities, pharmacies, labs, and health plans are all part of one organization. They’re connected to each other, and to you, through an electronic health record system so you get informed, personalized care.

Your care, your way. With Kaiser Permanente, you can choose how, when, and where to get care. Access virtual care options 24/7, including online chat, an advice line, and video and phone visits available anytime or by appointment.