Flexible Spending Arrangements (FSAs) and Dependent Care Assistance Program (DCAP)

2025 information

Navia Benefit Solutions administers the Flexible Spending Arrangement (FSA), Limited Purpose FSA, and Dependent Care Assistance Program (DCAP) for the SEBB Program.

FSA

The FSA is a personal expense account allowing you to set aside a portion of your salary pre-tax to pay for qualified health care expenses.

Key features

• Elect up to $3,200 to help pay for eligible expenses January 1 through December 31, 2025.
• Access your full annual election amount at the start of the year.
• Thousands of medical, dental, and vision expenses are eligible under this benefit (see the Eligible Expenses document).
• Pay for your eligible dependents' health care expenses using this benefit, even if they are not enrolled on your PEBB plan.
• Debit card option is available to pay for expenses directly, in addition to claim reimbursement.
• Carry over unspent funds—up to $660—into the next year (2026).

Learn more about these benefits on the FSA webpage.

Limited Purpose FSA

The Limited Purpose FSA is intended for employees enrolled in UMP High Deductible with a health savings account (HSA).

The Limited Purpose FSA is a personal expense account allowing you to set aside a portion of your salary pre-tax to pay for qualified dental and vision expenses.

Key features

• Elect up to $3,200 to help pay for eligible expenses January 1 through December 31, 2025.
• Contribute to your account with pre-tax deductions every paycheck.
• Access to your full annual election amount at the start of the year.
• Hundreds of dental and vision expenses are eligible under the benefit (see the Limited Purpose FSA Eligible Expenses document).
• Can be used alongside a Health Savings Account (HSA).
• Pay for your eligible dependents' health care expenses, even if they are not enrolled on your PEBB plan.
• Debit card option is available to pay for expenses directly, in addition to claim reimbursement.
• Carry over unspent funds—up to $660—into the next year (2026).

Learn more on the FSA webpage.

DCAP

The DCAP allows you to set aside pre-tax money for child and elder care expenses that enable you (and your spouse, if married) to work, look for work, or be a full-time student.

Key features

• Elect up to $5,000 to help pay for eligible expenses January 1 through December 31, 2025.
• Contribute to your account with pre-tax deductions every paycheck.
• Funds to cover expenses become available as you contribute to the benefit with each paycheck.
• Eligible expenses include before/after school child care, preschool, day camps, elder care, and more.
• Debit card option available to pay for expenses directly. You can also set up recurring claims to reimburse you automatically.

Learn more about these benefits on the DCAP webpage.

2025 information

Recorded webinars and presentations

Watch a recorded presentation.

FSA

• FSA Enrollment Guide
• FSA and DCAP overview
• Eligible expenses

Limited Purpose FSA

• Limited Purpose FSA Enrollment Guide
• FSA and DCAP overview
• Limited Purpose FSA eligible expenses

DCAP

• DCAP Enrollment Guide
• FSA and DCAP overview

About Navia Benefit Solutions

Founded in 1989, Navia is a national benefits provider based in Washington State serving 10,000+ employers. The company provides comprehensive health and compliance solutions to employers and consumers, and offers industry-leading customer service, communications, and technology. Navia offers FSA, HSA, HRA, Commuter, and other benefits.