For those affected by flooding in Washington
If you or someone you know has been displaced, needs medical or behavioral health support, or is navigating interruptions to health coverage or services, resources are available to help.
Long-term disability insurance premiums
Find out the monthly cost for employee-paid long-term disability (LTD) insurance.
On this page
Employer-paid LTD premiums
Your employer pays this coverage.
Employee-paid LTD premiums
Employee-paid LTD premiums are based on:
- Which employee retirement plan you have.
- Which coverage level you select.
- Your monthly predisability earnings.
To find your premium, use the premium calculator on Standard's website or use this formula: Your monthly insured earnings (not to exceed $16,667) x employee type rate = monthly premium.
- 2026
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Coverage level Higher-education employees retirement plan employees TRS, PERS, and other retirement plan employees 60 percent 0.0050 0.0039 50 percent 0.0030 0.0024 - 2025
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Coverage level Higher-education employees retirement plan employees TRS, PERS, and other retirement plan employees 60 percent 0.0053 0.0042 50 percent 0.0032 0.0025
Contact
For help with enrollment and premium payments
Your payroll or benefits office
For help with benefits or plan details
Standard Insurance Company
Phone: ​1-800-368-2860
Online: Standard Insurance Company for employees