Due to COVID-19, HCA’s lobby is closed. Learn more about HCA's customer service options during the pandemic.

Long-term disability (LTD) insurance

2022 information2021 information

About Standard

Headquartered in Portland, Oregon, Standard is a nationally recognized provider of employee disability insurance benefits. For more than 100 years Standard has been dedicated to our core purpose: to help people achieve financial well-being and peace of mind. We believe you deserve to live and work feeling confident in tomorrow. We challenge ourselves to go above and beyond to serve you every day. Not as a number or a policy — but as a person. At Standard, caring about people is a core value reflected in our commitment to the communities where our employees live and work. From donating millions of dollars annually to volunteering thousands of hours each year with schools, food banks and other organizations, Standard and our employees make a real difference in the communities we call home. We are proud of our long-standing track record of financial strength and stability and the value we bring to our insured membership. Although we all have unique stories and skills, the remarkable individuals who find their way to Standard are united by their compassion — extending far beyond courtesy — to a genuine desire to help you meet your goals. We challenge ourselves and each other to go above and beyond to serve you — not as a number or a policy, but as a person. Every day.

2022 information

Standard is hosting webinars (through Microsoft Teams) during open enrollment. 

Registration is required.

After registering, you will receive a confirmation email containing information about joining the webinar.

Dates and times

Can't make a live webinar? Watch a recorded presentation.

Plan details

Eligible school employees receive employer–paid LTD coverage at no cost. The employer–paid LTD coverage insures 60 percent of the first $667 of your monthly predisability earnings, up to a maximum benefit of $400, depending on your predisability earnings and any deductible income.

Employer–paid LTD benefits start after the longer of: 90 days; the entire period of sick leave (excluding shared leave) for which you are eligible;  the "fractionated period" of paid time off (PTO) for which you are eligible, if your employer has a PTO plan, as those terms are defined in the policy;  the entire period of other non-vacation salaried continuation leave for which you are eligible; or the end of the Washington Paid Family Medical Leave (PFML) for which you are receiving benefits.

Employee–paid LTD replaces more of your income than employer–paid LTD. When you become eligible for SEBB benefits, you are automatically enrolled in employee–paid LTD insurance at the 60-percent coverage level with a 90-day benefit waiting period.

Benefit

The employee–paid LTD coverage insures the first $16,667 of your monthly predisability earnings, up to a maximum benefit of $10,000 (at the 60-percent coverage level) or $8,333 (at the 50-percent coverage level), depending on your predisability earnings and any deductible income.

Benefit waiting period

Employee–paid LTD benefits start after the longer of: 90 days; the entire period of sick leave (excluding shared leave) for which you are eligible under your employer's sick leave; the "fractionated period" of paid time off (PTO) for which you are eligible, if your employer has a PTO plan, as those terms are defined in the policy;  the entire period of other non-vacation salaried continuation leave for which you are eligible; or the period of  Washington Paid Family Medical Leave (PFML) for which you are receiving benefits.

Reduce or decline coverage

At any time, you can reduce to a lower-cost 50-percent coverage level or decline the 2022 employee-paid coverage using SEBB My Account or by submitting the Long-Term Disability Insurance Enrollment/Change form to your payroll or benefits office. If you later decide to enroll in or increase coverage, you will have to provide evidence of insurability and be approved by the insurer.

2021 information

Plan details

SEBB-eligible employees will receive a basic level of LTD coverage at no cost. The basic LTD coverage insures 60 percent of the first $667 of your monthly predisability earnings, up to a maximum benefit of $400. Basic LTD benefits start after the longer of: the end of the 90-day benefit waiting period, the period of sick leave or other salary continuation, and/or the end of the Washington State Paid Family Medical Leave benefit period.

Supplemental LTD replaces more of your income than basic LTD. If you are eligible for SEBB benefits, you can purchase supplemental LTD insurance coverage for yourself. The supplemental LTD coverage insures 60 percent of the first $16,667 of monthly predisability earnings, up to a maximum benefit of $10,000. Supplemental LTD benefits start after the longer of: the end of the 90-day benefit waiting period, the period of sick leave or other salary continuation, and/or the end of the Washington State Paid Family Medical Leave Act benefit period.

Need more assistance?

Try Alex, our interactive, virtual guide.

Ask Alex!


Ready to enroll?

School employees:
Visit SEBB My Account

SEBB Continuation Coverage:
​Submit your form


Contact information

Phone: 1-833-229-4177

Visit their website