Preauthorization is approval by the plan for coverage of specific services, supplies, or drugs before they are provided to the member. Preauthorization is not a guarantee of coverage. If you or your provider do not receive preauthorization for certain medical services or drugs, the claim may be denied.
Read "Preauthorizing medical services" and "Preauthorizing drugs" in your certificate of coverage to learn how this works.
You can find a list of medical services that require preauthorization online or by calling UMP Customer Service at 1-888-849-368 (TRS: 711).