Nonduplication of benefits
Note: This definition applies to UMP Classic and UMP Plus only. See the definition for UMP CDHP.
Nonduplication of benefits is how UMP coordinates benefits when UMP is your secondary coverage. When another plan is primary (pays first), that plan pays their normal benefit.* UMP then pays up to the amount we would have paid if UMP had been the primary plan. If the primary plan pays as much or more than the normal UMP benefit, UMP pays nothing. UMP does not pay the rest of the allowed amount. For examples, see the "How much will I pay when UMP pays second" section in your certificate of coverage (UMP Classic, UMP Plus-PSHVN, UMP Plus-UW Medicine ACN).
* For UMP Classic: When another plan (other than Medicare) is primary (pays first), that plan pays their normal benefit.