UMP Classic

Inpatient copay

Note: This definition is for UMP Classic only. See the definition for UMP Plus.

The inpatient copay is what you pay for inpatient services at a preferred facility—hospital, skilled nursing, mental health, substance use disorder: $200 per day for facility charges. Employees, retirees, and dependents not enrolled in Medicare pay up to $600 maximum per person per calendar year; retirees enrolled in Medicare pay up to a $600 maximum per admission up to the medical out-of-pocket limit. The inpatient copay does not count toward your medical deductible, but does count toward the medical out-of-pocket limit.

Note: Professional charges, such as for physicians or lab work, may be billed separately and are not included in this copay.