UMP Classic


Note: This definition applies to UMP CDHP only. See the definitions of Medical deductible and Prescription drug deductible for UMP Classic. See the definition of Medical deductible for  UMP Plus.

The deductible is a dollar amount you must pay each calendar year for health care expenses before the plan starts paying for services. For one person on an account, the annual deductible is $1,400; if there is more than one person, the deductible is $2,800 and applies to all persons collectively. Only expenses covered by the plan count toward your deductible.

For example, if you receive LASIK surgery (see exclusions), the plan does not apply this payment to your deductible. Some services are exempt from this deductible (see Summary of benefits). See details on how the deductible works in your certificate of coverage.