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Visit the SEBB member Long-term disability insurance webpage for more information about this benefit.
The one-time enrollment opportunity for supplemental LTD insurance has been moved from May 2020 to the fall 2020 annual open enrollment due to the current COVID-19 situation and its effect on school employees.
Why employee's might need supplemental LTD insurance coverage
- The SEBB basic (employer-paid) LTD benefit pays only a maximum benefit of $400 a month. Employees must enroll in the supplemental LTD insurance to receive the higher maximum monthly benefit up to $10,000, based on their salary.
- Consider whether they could meet their financial commitments if they were unable to work for an extended time due to an illness or injury. LTD insurance will help them pay for things such as groceries, bills, rent/mortgage, family care, and other living expenses.
- Disabilities are more common than we think. According to the Social Security Administration, more than 25 percent of today’s 20-year-olds will become disabled sometime during their career. Unexpected illness or accidents can happen to anyone, even young, healthy adults. Supplemental LTD insurance will help protect your savings, retirement plans, and overall financial health if you become disabled.
Employee's should check out The Standard's decision support tool to find out how much supplemental LTD insurance is right for them.
More enrollment information coming soon
We will post more information about this LTD enrollment opportunity in the coming weeks.
Benefits administrators needing to access The Standards web portal AdminEASE
LTD Administration Manual
LTD Certificate of Coverage
Visit the Medical flexible spending arrangement webpage for more information about this benefit.