Additional benefits

Visit the SEBB member Long-term disability insurance webpage for more information about this benefit.

March 2020 supplemental long-term disability enrollment opportunity

From March 1 through March 31, 2020, eligible school employees will have a special opportunity to enroll and purchase supplemental long-term disability (LTD) insurance coverage. For this March 2020 enrollment period only, LTD coverage they had prior to January 1, 2020 will be credited toward any pre-existing condition exclusion. Supplemental LTD coverage elected during March 2020 will be effective April 1, 2020.

If employees didn’t enroll in supplemental LTD during open enrollment, now is a great time to reconsider and enroll in this very important benefit.

This opportunity is available only for school employees eligible for SEBB benefits.   Employees on SEBB Continuation Coverage (Unpaid leave) during this one-time enrollment opportunity should contact the SEBB Program at 1-800-200-1004 and select menu option 5 for more information.

Why employee's might need supplemental LTD insurance coverage

  • The SEBB basic (employer-paid) LTD benefit pays only a maximum benefit of $400 a month. Employees must enroll in the supplemental LTD insurance to receive the higher maximum monthly benefit up to $10,000, based on their salary.
  • Consider whether they could meet their financial commitments if they were unable to work for an extended time due to an illness or injury. LTD insurance will help them pay for things such as groceries, bills, rent/mortgage, family care, and other living expenses.
  • Disabilities are more common than we think. According to the Social Security Administration, more than 25 percent of today’s 20-year-olds will become disabled sometime during their career. Unexpected illness or accidents can happen to anyone, even young, healthy adults. Supplemental LTD insurance will help protect your savings, retirement plans, and overall financial health if you become disabled.

Employee's should check out The Standard's decision support tool to find out how much supplemental LTD insurance is right for them.

More enrollment information coming soon

We will post more information about this LTD enrollment opportunity in the coming weeks.