PEBB's October For Your Benefit newsletter

Tue, 10/12/2021

October newsletter now available!

The Public Employees Benefits Board (PEBB) Program's For Your Benefit newsletter is your source for information and updates about your health benefits.

Read the full issue:

In this issue...

What's changing with your PEBB health coverage in 2022

Read about changes to PEBB medical and dental plans, long-term disability insurance, Medical Flexible Spending Arrangement (FSA), Limited Purpose FSADependent Care Assistance Program (DCAP), contribution amounts for the health savings account (HSA), and PEB Board policy resolutions. All changes are effective January 1, 2022.

2022 monthly premiums

Find out your 2022 monthly premiums for state agency/higher-educationretirees, and PEBB Continuation Coverage. K-12 and employer group employees should contact their payroll or benefits office.

Changes you can make during open enrollment

See what changes you can make during November.

Changes made online through My Account must be completed by midnight on November 30, 2021. If you are submitting forms, your payroll or benefits office or the PEBB Program (for retirees and continuation coverage subscribers) must receive your forms by November 30. Pierce County, Washington State University and University of Washington employees must use Workday to make changes. All changes must be submitted by midnight on November 30, 2021.

Covering a spouse or state-registered domestic partner for 2022?

Non-Medicare subscribers only: Even if you do not make plan changes, you may have to reattest to the $50 spouse or state-registered domestic partner coverage premium surcharge if you attested in 2021 and will continue to cover your spouse or partner on your PEBB medical in 2022.

Who to contact for help

Need help? Check out this contact list to find the right person to assist you.

How to tell the two Delta Dental plans apart

The PEBB Program offers two Delta Dental plans: DeltaCare and Uniform Dental Plan (UDP). Sometimes members intend to enroll in one Delta Dental plan but accidentally enroll in the other. During open enrollment, be careful to choose the one you want.

Using PEBB My Account

Use PEBB My Account to see your coverage, attest to the premium surcharges, and make changes during open enrollment. If you make changes during open enrollment, we will mail you a letter in December telling you to check your coverage in PEBB My Account. Note: Pierce County, WSU, and UW employees must use Workday.

Important dates

Put these dates on your calendar. You don't want to miss an important deadline during open enrollment!

November 1

  • Annual open enrollment begins.
  • Facebook live Q&A about open enrollment.

November 30

  • Last day to make changes.
  • Last day to qualify for the SmartHealth $125 wellness incentive for 2022.

December 31

  • Last day to qualify for and claim the SmartHealth $25 gift card.
  • Last day to reduce or decline your employee-paid long-term disability insurance before coverage begins January 1.

Update your mailing address

Keep your address up to date so we can send you important account information, including eligibility or payment deadlines, that can’t be emailed. Doing so can keep you informed about changes to your coverage or important alerts. It also ensures your health plans send information to your correct address. Learn how to update your address by visiting the Contact us webpage and selecting your member type.

Sign up for email delivery

Would you like to be among the first to receive For Your Benefit? Sign up for email delivery! Visit PEBB My Account. Go to the My medical/dental coverage tab. Under Section A — Subscriber Account Information, select Subscribe/unsubscribe to email service.

Important change coming to LTD insurance

Starting January 1, 2022, the PEBB Program will automatically enroll most PEBB-eligible employees in an employee-paid LTD plan, if not already enrolled. This covers 60 percent of the first $16,667 of your monthly predisability earnings. If you become disabled, you could get up to $10,000 a month, reduced by any deductible income, depending on your income. Learn more about the LTD insurance change.

Changes to your FSA and DCAP benefits for 2022

  • The Medical FSA is changing from having a grace period to carrying over certain unused funds.
  • We are offering a new Limited Purpose Flexible Spending Arrangement (FSA) intended for employees who are enrolled in consumer-directed health plans (CDHPs).
  • The deadline for Dependent Care Assistance Program (DCAP) enrollees to incur expenses and submit claims for the 2021 plan year is extended.
  • Represented employees may receive a $250 Medical FSA contribution to spend on eligible health care expenses.

Summary of Benefits and Coverage available

The Affordable Care Act requires the PEBB Program and its contracted medical plans to provide a Summary of Benefits and Coverage (SBC) to help you compare medical plan benefits, terms, and your costs for care from network and out-of-network providers. (View Kaiser Permanente NW SBCsKaiser Permanenete WA SBCs, or UMP SBCs.)

Annual notice of creditable prescription drug coverage

If you or a family member is (or will soon be) enrolled in Medicare, you may hear about your opportunity to enroll in Medicare Part D for prescription drug coverage.

Premera Blue Cross Medicare Supplement plans do not provide creditable prescription drug coverage. The UnitedHealthcare Medicare Advantage Prescription Drug (MAPD) plans include Medicare Part D prescription drug coverage.

All other PEBB medical plans provide creditable prescription drug coverage, so you do not have to enroll in Medicare Part D. The prescription drug coverage offered by these PEBB medical plans is expected to pay out, on average, as much as Medicare Part D coverage.

When you enroll in Medicare, you can keep your PEBB medical plan and not pay a penalty if you enroll in Medicare Part D later.