PEB Board considers 2022 premiums

Thu, 07/15/2021

On July 14, 2021, the Public Employees Benefits Board (PEB Board) met virtually. The meeting was open to the public via Zoom.

Meeting recap

Highlights of the meeting are listed below. See the briefing book for all presentation materials.

  • The Board approved the following resolutions:
    • 2021-23: To allow the Uniform Medical Plan (UMP) Consumer-Directed Health Plan (CDHP) to cover an expanded list of preventive care benefits for certain chronic conditions before having to meet the plan deductible.
    • 2021-24: To allow 24 chiropractic, 24 acupuncture, and 24 massage visits per year for UMP plans, with a copay when seeing an in-network provider (instead of the current coinsurance approach). Copays will not apply to the deductible (except in the UMP CDHP as required by IRS rules). This resolution is contingent on a similar adoption by the School Employees Benefits Board, which is scheduled for action later this month.
    • 2021-25: To allow dependents to enroll in PEBB dental on a self-pay basis for 36 months if they lost dental coverage when the employee was disenrolled from PEBB dental to remain in SEBB medical.
  • Staff presented the following premium resolutions (see tab 6 of the briefing book):
    • 2021-26: To endorse the Kaiser Foundation Health Plan of the Northwest employee and non-Medicare retiree premiums.
    • 2021-27: To endorse Kaiser Foundation Health Plan of Washington employee and non-Medicare retiree premiums.
    • 2021-18: To endorse UMP employee and non-Medicare retiree premiums.
  • Staff summarized UMP chiropractic, acupuncture, and massage (CAM) utilization.
  • Staff gave an overview of how premiums are established and presented the proposed rates for 2022 employer/employee composite medical premiums, compared rate changes from last year, and looked at enrollment numbers.
  • Staff presented 2022 non-Medicare retiree premiums, dental, life, accidental death and dismemberment, and long-term disability employer and employee premiums.
  • Staff gave an overview of Medical Flexible Spending Arrangement (FSA) and Dependent Care Assistance Program (DCAP) benefits. Staff introduced the Limited Purpose FSA, which will be available starting in 2022 to members.  The Limited Purpose FSA is available to any member, but is most effective for those enrolled with consumer-directed health plans (CDHPs). Staff also explained a change for FSA accounts from having a grace period to having a carryover for funds left over at the end of the plan year, and lowering the minimum annual election requirement.
  • Staff updated the Board on the American Rescue Plan Act’s COBRA subsidy and its implementation in the PEBB Program.

Next meeting

The next public meeting of the PEB Board is scheduled for 1 to 3:15 p.m. on July 21. Board members and the public may attend virtually via Zoom. The link or call-in number will be noted on the meeting agenda, which will be posted on the PEB Board Meetings and materials webpage.