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Frequently asked questions

Are you a school administrator? View the FAQs for school administrators.

The following frequently asked questions (FAQs) help you understand the SEBB Program and how it affects you and your dependents.

The basic long-term disability (LTD) benefit is based on a percentage of your paycheck. The maximum amount provided by this benefit is $400 per month. However, you can purchase supplemental LTD coverage. Use the above link to learn more.

It depends. Several factors go into eligibility. In general, if you were enrolled in SEBB benefits in August of the previous school year, you will receive uninterrupted coverage from one school year to the next as long as you are returning to the same SEBB organization and are still anticipated to be eligible for the employer contribution for the coming school year. See How to determine eligibility for more information and additional eligibility criteria. Special eligibility also exists because of the COVID emergency. See Information about novel coronavirus (COVID-19).

By law, the SEB Board establishes eligibility criteria for dependents, including legal spouses and state-registered domestic partners. To inform their decision, the SEB Board reviewed the specific reference to state-registered domestic partners in RCW 41.05.740(6)(d)(iii).

The SEBB Program is unable to offer a short-term disability benefit that is better than the state's new Paid Family and Medical Leave Act (PFMLA).

The HSA is paired with the UMP High Deductible health plan. Find information on our Health plans with a health savings account webpage. The monthly HSA employer contribution amounts are posted there.

It depends on when they are hired. Learn more under How to determine eligibility.

Basically, a “fully insured” plan is offered by commercial carriers, which choose what they cover (this is called the “benefit design”). SEBB Program fully insured plans are not offered in all counties.

A “self-insured” plan is offered by the employer organization — in this case, Washington State. On behalf of the state, the SEBB Program develops the benefit design and has more control over plan costs. Our self-insured plan is called the Uniform Medical Plan (UMP), administered by Regence BlueShield. UMP is available in all counties.

A range of health care options is offered for both fully insured and self-insured plans, with differing benefits and plan costs.

  • Medical, dental, and vision coverage are offered, as well as life, accidental death and dismemberment (AD&D), and long-term disability (LTD) insurance.
  • The SEBB Program also offers benefits that employees pay, such as supplemental life, AD&D, and LTD insurance.
  • Other benefits include the Medical Flexible Spending Arrangement, and Dependent Care Assistance Program.

If eligible employees do not enroll in or waive SEBB medical coverage during the SEBB timelines, they will be automatically enrolled in the  benefits listed below. They will be charged the $25 tobacco use premium surcharge in addition to the monthly medical premium. Their dependents will not be enrolled. They won’t be able to change plans or enroll any eligible dependents until the next SEBB Program annual open enrollment or unless they have a special open enrollment event that allows the change, such as a marriage, birth, or adoption.

  • Medical: UMP Achieve 1, with a $33 monthly premium
  • Dental: Uniform Dental Plan
  • Vision: MetLife Vision
  • Basic life: MetLife
  • Basic accidental death and dismemberment (AD&D): MetLife
  • Basic long-term disability (LTD): The Standard

The SEBB Program offers a Dependent Care Assistance Program, Medical Flexible Spending Arrangement (FSA), life insurance, accidental death and dismemberment insurance, and long-term disability insurance. See Additional benefits.

(These additional benefits are not eligible if your school district, charter school, or ESD negotiated eligibility as described in WAC 182-30-130.)