HCA has received a high volume of appeals for the School Employees Benefits Board (SEBB) Program. Learn more about the status of your enrollment.

Compare vision plans

Find out about SEBB vision plans available to you and your dependents. You and any enrolled dependents must be enrolled in the same SEBB vision plan.

Note: You only pay the employee share of the monthly medical premium.
There are no school employee premiums for dental, vision, basic life and accidental death and dismemberment, and basic long-term disability insurance. These benefits are paid for by your employer.

Selecting a vision plan

If you are eligible for SEBB benefits, vision coverage is included for you and your eligible dependents; your employer pays the premium. You and any enrolled dependents must be enrolled in the same vision plan.

Before you select a vision plan, check with the plan to see if your vision provider is in the plan’s network. You can call the vision plan’s customer service.

What providers can I see?

Davis Vision

Visit the Davis Vision provider directory.
Davis Vision is underwritten by HM Life Insurance Company.

EyeMed Vision Care

Visit the EyeMed Vision Care provider directory.
EyeMed Vision Care is underwritten by Fidelity Security Life Insurance Company (FSL).

MetLife Vision

Visit the MetLife Vision provider directory.

How do the vision plans compare?

Before you enroll in a vision plan, use the tables below to get the details you need to help you decide or use the printable Vision benefits comparison.

For information on specific benefits and exclusions, refer to the vision plan’s certificate of coverage or contact the plan directly. The figures listed below show what you pay for in-network coverage, with the amount up to which you would be reimbursed for out-of-network services in parentheses. If anything in these charts conflicts with the plan’s certificate of coverage (COC), the COC takes precedence.

Routine eye exams are covered at 100 percent under any of the three plans. In general, frames are covered up to $150 every 24 months, and then 20 percent of the balance over $150.

Some vision plans have their own clinics, where you get the plan’s best price for services and hardware.

Vision benefits for adults (19 and older)

Vision care service	Davis Vision	EyeMed Vision Care	MetLife Vision
Routine eye exam (once per calendar year, starting January 1)	$0 ($40)	$0 ($84)	$0 ($45)
Frames (renews every January 1 in even years)	$0 up to $150, then 80% of balance over $150; or, $0 at Visionworks; or, $0 for any of the Exclusive Frame Collection ($50)	$0 up to $150, then 80% of balance over $150 ($75) or $0 for any frame at LensCrafters, Target Optical, and Sears Optical (some brand exclusions apply)	$0 up to $150, then 80% of balance over $150 ($70)
Lenses (renews every January 1 in even years)	$0 (Single, $40; bifocal, $60; trifocal, $80; lenticular $100)	$0 (single, $25; bifocal, $40; trifocal, $55; lenticular, $55)	$0 (Single, $30; bifocal, $50; trifocal, $65; lenticular, $100)
Progressive lenses (renews every January 1 in even years)	$50—$140 ($60)	$55—$175 ($55)	$0—$170 ($50)

Lens enhancements

	Davis Vision²	EyeMed Vision Care	MetLife Vision
Anti-reflective coating	$35—$60	$45—$85 ($5)	$41—$85¹
Scratch-resistant	$0	$0 ($5)	$17—$33¹
Polycarbonate	$30	$40²	$31—$35¹
Photochromic/transitions	$65	$75²	$47—$82¹
Polarized	$75	80% of retail price²	80% of retail price¹
Tinting	$0	$15²	$17—$44¹
UV Treatment	$12	$15²	$0¹

¹Reimbursement for out-of-network lens enhancements is applied to the out-of-network reimbursement amount for each lens (single, $30; bifocal, $50; trifocal, $65; lenticular, $100; progressive, $50).

² No out-of-network lens enhancement reimbursement is available.

Contact lenses (in lieu of glasses)

	Davis Vision	EyeMed	MetLife
Conventional*	$0 up to $150, then 85% of balance over $150; or, four boxes from Collection lenses ($105)	$0 up to $150, then 85% of balance over $150 ($150)	$0 up to $150, then 100% of balance over $150 ($105)
Disposable*	$0 up to $150, then 85% of balance over $150; or, eight boxes from Collection lenses ($105)	$0 up to $150, then 100% of balance over $150 ($150)	$0 up to $150, then 100% of balance over $150 ($105)
Medically necessary	$0 ($225)	$0 ($300)	$0 ($210)

*Conventional lenses, with proper care and cleaning, can be used for longer periods of time, from one month to up to one year. Disposable contact lenses are single-use lenses and are removed and discarded after a determined period of time, typically at the end of each day or week.

Additional member savings

	Davis Vision	EyeMed Vision Care	MetLife Vision
Additional glasses	30% off	Up to 40% off	20% off
LASIK surgery	40—50% off national average	15% off retail price; or 5% off a promotional offer	15% off retail price; or 5% off a promotional offer

Vision benefits for children (under age 19)

For information on specific benefits and exclusions, refer to the vision plan’s certificate of coverage or contact the plan directly. The figures listed below show what you pay for in-network coverage. If anything in these charts conflicts with the plan’s Certificate of Coverage (COC), the COC takes precedence.

Vision care service (once per calendar year)	Davis Vision	EyeMed Vision Care	MetLife Vision
Routine eye exam	$0	$0	$0
Frames	$150 allowance; then, 80% of balance above $150	$150 allowance; then, 80% off balance above $150, $0 for any frame at LensCrafters, Target Optical, and Sears Optical (some brand exclusions apply)	$150 allowance; then, 80% off balance above $150
Lenses	$0	$0	$0
Progressive lenses	$50—$140	$0—$175	$0—$175

Lens enhancements

	Davis Vision	EyeMed Vision Care	MetLife Vision
Anti-reflective coating	$35—$60	$45—$85	$41—$85
Scratch-resistant	$0	$0	$0
Polycarbonate	$0	$0	$0
Photochromic/transitions	$65	$75	$47—$82
High index	$0	$0	$0
Tinting	$0	$15	$17—$44
UV treatment	$0	$15	$0

Contact lenses (in lieu of glasses)

	Davis Vision	EyeMed Vision Care	MetLife Vision
Conventional*	$0 up to four boxes annually	Any amount over $300	Any amount over $300
Disposable*	$0 up to eight boxes annually	Any amount over $300	Any amount over $300
Medically necessary	$0	Any amount over $300	$0

* Conventional lenses, with proper care and cleaning, can be used for longer periods of time, from one month to up to one year. Disposable contact lenses are single-use lenses and are removed and discarded after a determined period of time, typically at the end of each day or week.

Additional member savings

	Davis Vision	EyeMed Vision Care	MetLife Vision
Additional glasses	50% off at Visionworks; 30% off at other providers	40% off	20% off
LASIK surgery	40%—50%	15% off retail price, or 5% off promotional price	15% off retail price, or 5% off promotional price

Preauthorization criteria

Preauthorization is when you seek approval from your health plan for coverage of specific services, supplies, or drugs before receiving them. Some services or treatments (except emergencies) may require preauthorization before the plan pays for them. Preauthorization is not a guarantee, however, that your plan will pay for those services, supplies, or drugs.

Davis Vision

EyeMed Vision Care

MetLife Vision

These criteria do not imply or guarantee approval. Please check with your plan to ensure coverage. Preauthorization requirements are only valid for the month published. They may have changed from previous months and may change in future months.

Contact

Davis Vision, Inc. (Underwritten by HM Life Insurance Company)
Online: Davis Vision for school employees
Phone: 1-877-377-9353
TTY: 1-800-523-2847

HM Life Insurance Company
Phone: 1-800-328-5433

EyeMed Vision Care (Underwritten by Fidelity Security Life Insurance Company)
Online: EyeMed Vision Care for school employees
Phone: 1-800-699-0993
TTY: 1-844-230-6498

Fidelity Security Life Insurance Company
Phone: 1-800-648-8624

MetLife
Online: MetLife Vision for school employees
Phone: 1-855-638-3931
TTY: 1-800-428-4833