Kaiser Permanente NW plans

What are my plan options?

In general, retirees may choose from the plans listed below. Your options are limited to the plans available in your county and whether you are enrolled in Medicare Part A and Part B. Remember, if you cover eligible dependents, everyone must enroll in the same medical plan (with some exceptions, based on eligibility for Medicare Part A and Part B).

Non-Medicare

• Kaiser Permanente NW Classic
• Kaiser Permanente NW Consumer-Directed Health Plan (CDHP)

Medicare

• Kaiser Permanente NW Senior Advantage

Learn more about the plans.

How do I enroll?

To enroll in a Kaiser Permanente NW medical plan, you need to complete the following forms:

• Retiree Election Form (form A)
• Medicare Advantage plan election form (form C) - only if you are enrolling in Kaiser Permanente NW Senior Advantage in 2022.

How do I find a provider?

Visit one of Kaiser Permanente NW's online provider directories.

What are the full benefits of each plan?

The following documents—called an Evidence of Coverage — provide in-depth descriptions of the health care benefits for each plan. For a summary of benefits and costs, see Is there a quick way to see benefits and costs?

Evidence of Coverage: non-Medicare

2023

• Kaiser Permanente NW Classic (2023)
• Kaiser Permanente NW CDHP (2023)

2022

• Kaiser Permanente NW Classic (2022)
• Kaiser Permanente NW CDHP (2022)

Evidence of Coverage: Medicare

2023

• Kaiser Permanente NW Senior Advantage (2023)

2022

• Kaiser Permanente NW Senior Advantage (2022)

Is there a quick way to see benefits and costs?

The following documents — called a Summary of Benefits and Coverage — provide summaries of what each plan covers and what it costs. For in-depth descriptions of benefits and coverage, see What are the benefits of each plan?

Summaries of Benefits and Coverage: non-Medicare

2023

• Kaiser Permanente NW Classic (2023)
• Kaiser Permanente NW CDHP (2023)

2022

• Kaiser Permanente NW Classic (2022)
• Kaiser Permanente NW CDHP (2022)

What are the monthly plan costs?

• Retiree monthly premiums 2023
• Retiree monthly premiums 2022

Do I live in the medical plan's service area?

In most cases, you must live in a medical plan’s service area to join the plan. Use the tables below to make sure you live in the plan's service area.

2023

Washington

Plans	County A-K	County L-S	County T-Z
Kaiser Permanente NW Classic Kaiser Permanente NW CDHP These plans not available to Medicare members.	Clark Cowlitz	None.	None.
Kaiser Permanente NW Senior Advantage	Clark Cowlitz	Skamania	Wahkiakum (ZIP Codes: 98612 and 98647)

Oregon

Plan	County A-K	County L-S	County T-Z
Kaiser Permanente NW Classic Kaiser Permanente NW CDHP These plans not available to Medicare members.	Benton (ZIP codes: 97330, 97331, 97333, 97339, and 97370) Clackamas Columbia Hood River (ZIP code: 97014)	Lane Linn (ZIP codes: 97321, 97322, 97335, 97348, 97355, 97358, 97360, 97374, 97377, and 97389) Marion Multnomah Polk	Washington Yamhill
Kaiser Permanente NW Senior Advantage	Benton (ZIP codes: 97321, 97330, 97331, 97333, 97339, and 97370) Clackamas Columbia Hood River	Lane Linn (ZIP codes: 97321-22, 97335, 97355, 97358, 97360, 97374, 97383, and 97389) Marion Multnomah Polk	Washington Yamhill

2022

Washington

Plans	County A-K	County L-S	County T-Z
Kaiser Permanente NW Classic Kaiser Permanente NW CDHP These plans not available to Medicare members.	Clark Cowlitz	None.	None.
Kaiser Permanente NW Senior Advantage	Clark Cowlitz	Skamania	Wahkiakum (ZIP Codes: 98612 and 98647)

Oregon

Plan	County A-K	County L-S	County T-Z
Kaiser Permanente NW Classic Kaiser Permanente NW CDHP These plans not available to Medicare members.	Benton (ZIP codes: 97330, 97331, 97333, 97339, 97370, and 97456) Clackamas Columbia Hood River (ZIP code: 97014)	Lane Linn (ZIP codes: 97321, 97322, 97335, 97348, 97355, 97358, 97360, 97374, 97377, 97389, and 97446) Marion Multnomah Polk	Washington Yamhill
Kaiser Permanente NW Senior Advantage	Benton (ZIP codes: 97330, 97331, 97333, 97339, and 97370) Clackamas Columbia Hood River	Linn (ZIP codes: 97321-22, 97335, 97355, 97358, 97360, 97374, and 97389) Marion Multnomah Polk	Washington Yamhill

Member discount programs

As a Kaiser Permanente member, you can enjoy no-cost and discounted online tools, classes, programs, and activities that can help keep you happy and healthy. 

• Digital self-care support
  Calm: an app for meditation, mental resilience and sleep; and, myStrength: an app to improve your awareness and adapt to life.
• Fitness deals
  Personalized, online programs can help you create an action plan to reach your health goals.
• Health engagement
  Wellness resources to help you lead a healthy life.