Uniform Medical Plan (UMP) plans

What are my plan options?

In general, PEBB Program retirees may choose from the plans listed below. Your options are limited to the plans available in your county and whether you are enrolled in Medicare Part A and Part B. Remember, if you cover eligible dependents, everyone must enroll in the same medical plan (with some exceptions, based on eligibility for Medicare Part A and Part B). Learn more about the plans.

Medicare (COBRA only)

• UMP Classic (Medicare)

Non-Medicare

• UMP Classic
• UMP Select
• UMP Consumer-Directed Health Plan (CDHP)
• UMP Plus–Puget Sound High Value Network
• UMP Plus–UW Medicine Accountable Care Network

How do I find a provider?

Use one of Regence's provider directories.

• UMP Classic
• UMP Select
• UMP CDHP
• UMP Plus–Puget Sound High Value Network
• UMP Plus–UW Medicine Accountable Care Network

What are the full benefits of each plan?

The following documents — called a Certificate of Coverage — provide in-depth descriptions of the health care benefits for each plan. For a summary of benefits and costs, see Is there a quick way to see benefits and costs?

Certificates of Coverage: Medicare (COBRA only)

2024

• UMP Classic (2024)

2023

• UMP Classic (2023)

Certificates of Coverage: non-Medicare

2024

• UMP Classic (2024)
• UMP Select (2024)
• UMP Consumer-Directed Health Plan (UMP CDHP) (2024)
• UMP Plus-Puget Sound High Value Network (PSHVN) (2024)
• UMP Plus-UW Medicine Accountable Care Network (UW Medicine ACN) (2024)

2023

• UMP Classic (2023)
• UMP Select (2023)
• UMP Consumer-Directed Health Plan (UMP CDHP) (2023)
• UMP Plus-Puget Sound High Value Network (PSHVN) (2023)
• UMP Plus-UW Medicine Accountable Care Network (UW Medicine ACN) (2023)

Is there a quick way to see benefits and costs?

The following documents — called a Summary of Benefits and Coverage—provide summaries of what each plan covers and what it costs. For in-depth descriptions of benefits and coverage, see What are the full benefits of each plan?

You are protected from surprise billing or balance billing when you get emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center. Read Your Rights and Protections Against Surprise Medical Bills and Balance Billing in Washington State to learn more.

Summaries of Benefits and Coverage: Medicare retiree plan (COBRA only)

2024

• UMP Classic (2024)

2023

• UMP Classic (2023)

Summaries of Benefits and Coverage: non-Medicare

2024

• UMP Classic (2024)
• UMP Select (2024)
• UMP Consumer-Directed Health Plan (CDHP) (2024)
• UMP Plus-Puget Sound High Value Network (PSHVN) (2024)
• UMP Plus-UW Medicine Accountable Care Network (UW Medicine ACN) (2024)

2023

• UMP Classic (2023)
• UMP Select (2023)
• UMP Consumer-Directed Health Plan (CDHP) (2023)
• UMP Plus–Puget Sound High Value Network (PSHVN) (2023)
• UMP Plus–UW Medicine Accountable Care Network (UW Medicine ACN) (2023)

What are the monthly plan costs?

• PEBB Continuation Coverage monthly premiums (2024)
• PEBB Continuation Coverage monthly premiums (2023)

Do I live in the medical plan's service area?

In most cases, you must live in a medical plan’s service area to join the plan. Use the tables below to make sure you live in the plan's service area. If you move out of your plan's service area and your plan is no longer available, you must change plans. If you do not, the PEBB Program will enroll you in one. You must report your new address and any request to change plans to the PEBB Program no later than 60 days after your move.

2024

Washington

Plan	County A-Z
UMP Classic (Medicare)	Available in all Washington counties and nationwide.
UMP Classic UMP CDHP UMP Select These plans are not available to Medicare members.	Available in all Washington counties and nationwide.
UMP Plus–Puget Sound High Value Network This plan not available to Medicare members.	Chelan, Douglas, King, Kitsap, Pierce, Snohomish, Yakima
UMP Plus–UW Medicine Accountable Care Network This plan not available to Medicare members.	Benton, Franklin, King, Pierce, Skagit, Snohomish, Spokane, Thurston

Oregon and Idaho

Plan	County A-Z
UMP Classic (Medicare)	Available in all Idaho counties and nationwide.
UMP Classic UMP CDHP UMP Select These plans are not available to Medicare members.	Available in all Oregon and Idaho counties and nationwide.

2023

Washington

Plan	County A-Z
UMP Classic (Medicare)	Available in all Washington counties and nationwide.
UMP Classic UMP CDHP UMP Select These plans are not available to Medicare members.	Available in all Washington counties and nationwide.
UMP Plus–Puget Sound High Value Network This plan not available to Medicare members.	Chelan, Douglas, King, Kitsap, Pierce, Snohomish, Yakima
UMP Plus–UW Medicine Accountable Care Network This plan not available to Medicare members.	King, Kitsap, Pierce, Skagit, Snohomish, Spokane, Thurston

Oregon and Idaho

Plan	County A-Z
UMP Classic (Medicare)	Available in all Idaho counties and nationwide.
UMP Classic UMP CDHP UMP Select These plans are not available to Medicare members.	Available in all Oregon and Idaho counties and nationwide.

Member discount programs

As a UMP member, you can enjoy no-cost and discounted online tools, classes, programs, and activities that can help keep you happy and healthy.

• Advantage discounts
  Enjoy savings on health-related products and services. Get help with your health and save money on things like:
  • Vision care (glasses, contact lenses, and LASIK)
  • Hearing aids
  • Activities and fitness (gym memberships, hotels, and movie tickets)
  • Weight management programs
• Quit for Life program
  UMP members age 18 and older may participate in the Quit for Life tobacco cessation program. This program offers phone counseling, medications, and other tools and resources.