Plan: UMP Consumer-Directed Health Plan (UMP CDHP)

UMP Consumer-Directed Health Plan (UMP CDHP) covers the same services as UMP Classic, including free preventive care. For a lower premium, you have a higher deductible for covered services (other than preventive care). You have one combined deductible for medical services and prescription drugs. Your out-of-pocket limit includes your deductible, prescription drug costs, and medical services. A major feature of UMP CDHP is a Health Savings Account (HSA). You are automatically enrolled in an HSA when you enroll in UMP CDHP. Your HSA allows you to set aside money tax-free for qualified medical expenses. And once the money is in your account, it’s yours. There is no deadline to use it.