Life insurance premiums

Find out the monthly cost for retiree life insurance.

Retiree term life insurance

The monthly costs shown below increases as your age increases.

Your age Monthly cost for
$5,000 coverage
Monthly cost for $10,000 coverage Monthly cost for $15,000 coverage Monthly cost for $20,000 coverage
45-49 $0.87 $1.74 $2.61 $3.48
50-54 $1.34 $2.67 $4.01 $5.34
55-59 $2.50 $5.00 $7.50 $10.00
60-64 $3.84 $7.67 $11.51 $15.34
65-69 $7.38 $14.76 $22.14 $29.52
70-74 $11.97 $23.94 $35.91 $47.88
75-79 $19.41 $38.81 $58.22 $77.62
80-84 $31.43 $62.86 $94.29 $125.72
85-89 $50.90 $101.79 $152.69 $203.58
90-94 $82.45 $164.89 $247.34 $329.78
95+ $133.57 $267.14 $400.71 $534.28

Legacy retiree term life insurance plan

Only available to retirees enrolled as of December 31, 2016, who didn't elect to increase their retiree term life insurance amount during MetLife's open enrollment (November 1-30, 2016).

Age at death Amount of insurance Monthly cost
Under 65 $3,000 $7.75
65 through 69 $2,100 $7.75
70 and over $1,800 $7.75

Contact

MetLife
Online:
 MetLife website

Phone: 1-866-548-7139, benefits specialists available Monday through Friday, 5 a.m. to 8 p.m. Pacific Time (except for the major holidays).

  • Customer support for questions about your account, benefit options, claims, beneficiaries, and billing.
  • 24/7 automated customer support to order forms, confirm coverage, and verify beneficiaries.