PEBB - Long-Term Disability (LTD)

  Have questions about premiums?

Contact your personnel, payroll, or benefits office. 

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Who's eligible?

PEBB provides long-term disability (LTD) insurance to eligible members through Standard Insurance Company. Eligible members include employees of:

  • State agencies
  • Higher-education institutions
If you work for a PEBB-participating employer group (state civil service, county, municipality, political subdivision, tribal government, school district, educational service district, or charter school), contact your personnel, payroll, or benefits office to see if this is part of your benefits package.
 

Basic LTD insurance (automatic)

PEBB's full employee benefits package includes basic LTD insurance at no cost to you. It provides:

Benefit:​ 60% of the first $400 of your predisability earnings, reduced by any deductible income.
Minimum: ​$50/month
Maximum: ​$240/month

 
Benefits start after 90 days of disability or after the period of your accumulated sick leave (whichever period is longer), and continue during disability up to the Maximum Benefit Period. The Maximum Benefit Period is based on the age of the enrollee when he or she becomes disabled. See LTD plan booklet for details. 

Optional LTD insurance (voluntary)

You can build on your basic coverage with the Optional LTD Plan. You may need to provide evidence of insurability, depending on what coverage you apply for and when. Optional LTD provides:

Benefit:​ 60% of the first $10,000 of your predisability earnings, reduced by any deductible income, and any benefits paid under the Basic Plan.
Minimum: ​$50/month
Maximum: ​$6,000/month

 
This plan includes a Cost of Living Adjustment (COLA) provision. Benefits start after the end of the Benefit Waiting Period you choose and continue during disability up to the Maximum Benefit Period. The Maximum Benefit Period is based on the age of the enrollee when he or she becomes disabled. See LTD plan booklet for details.

Optional LTD premiums

See Optional LTD Plan premiums 

Need more help?

  • For help with enrollment and premium payments contact your personnel, payroll, or benefits office.
  • For help with benefits or plan details contact ​Standard Insurance Company.