PEBB - Long-Term Disability (LTD)

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PEBB provides long-term disability (LTD) insurance to eligible members through Standard Insurance Company. Eligible members include employees of:

  • State agencies
  • Higher-education institutions
  • Community colleges and technical colleges
If you work for a PEBB participating employer group (state civil service, county, municipality, political subdivision, tribal government, school district, or educational service district), contact your personnel, payroll, or benefits office to see if this is part of your benefits package.
 

Basic LTD insurance (automatic)

A Basic Plan is included in PEBB's full employee benefits package at no additional cost. It provides:

Benefit:​ 60% of the first $400 of your predisability earnings,
reduced by any deductible income.
Minimum: ​$50/month
Maximum: ​$240/month

 
Benefits start after 90 days of total disability or after the period of your accumulated sick leave (whichever period is longer), and continue during disability up to the Maximum Benefit Period.*
  

Optional LTD insurance (voluntary)

You can add coverage to your basic plan with the Optional LTD Plan. It provides:

Benefit:​ 60% of the first $10,000 of your predisability earnings, reduced by any deductible income, and any benefits paid under the Basic Plan.
Minimum: ​$50/month
Maximum: ​$6,000/month

 
This plan includes a Cost of Living Adjustment (COLA) provision. Benefits start after the end of the Benefit Waiting Period you choose and continue during disability up to the Maximum Benefit Period.*  

See Optional LTD Plan premiums. 

You may need to provide evidence of insurability, depending on what you apply for and when.

 

*The Maximum Benefit Period is based on the age of the enrollee when he or she becomes disabled. See LTD plan booklet for details.