PEBB sponsors voluntary group long-term care (LTC) insurance through John Hancock Life Insurance Company (U.S.A.)

Coverage is available for:

  • Employees eligible for PEBB benefits
  • Retirees eligible for PEBB benefits
  • Spouses and state-registered domestic partners (including surviving spouses of eligible employees)
  • Parents and parents-in-law (under issue age 80 on the coverage effective date) of eligible employees
Policies cover care due to illness, accident, or the effects of aging. Services can include those provided at home, in a nursing home setting, and other types of facilities. (Note: Care settings and levels of care vary with different policies.)

LTC plan features

  • Premiums are based on your age at time of enrollment.
  • Inflation protection feature allows you to increase your coverage periodically to keep pace with inflation.
  • Premium payment methods include automatic bank withdrawal or direct billing.
  • Coverage is portable, so if you leave your job and are no longer eligible for PEBB benefits, you can continue your coverage at group rates.

When can I apply?


If you apply within 31 days after you become eligible for PEBB benefits (generally your first day of employment), you will have simplified underwriting. If you apply after 31 days, you must provide proof of good health and be approved for coverage. Your eligible family members must provide proof of good health and be approved for coverage when applying at any time.


You, your spouse or state-registered domestic partner, parent, parent-in-law, or surviving spouse can apply for long-term care insurance at any time by providing proof of good health. Proof of good health and approval for coverage by the carrier are required to enroll in long-term care insurance.

How do I apply?

To request an enrollment kit:

Allow 7-10 days for an enrollment kit to arrive.